Spojnia Credit Union

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A short history of Spojnia CU

Since its inception in 1974 the Spojnia Credit Union has been serving its members in the Scranton, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Rieder, the Spojnia CU has grown its membership to over 1,038 with assets of more than $13,739,221. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 344-1513 or email them at info@spojnia.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Scranton, PA.

General Information For Spojnia CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62998
Address 1006 Pittston Ave 
City Scranton 
State Pennsylvania 
Zip-Code 18505
Phone Number (570) 344-1513
Fax Number (570) 961-5961
Email Address: info@spojnia.org
CEO/President Karen Rieder
Members 1,038 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,739,221 
Website http://www.spojniacreditunion.org 

Compare Spojnia Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cmc-fcpi Employees CU Main office 415 Colfax Ave 18510 (570) 348-2140 No 1.19
Scranton Times Downtown CU Scranton Times Downtown FCU 129 Penn Ave 18503 (570) 348-9192 No 2.19
Penn East CU Clarks Summit Branch 1070 Northern Blvd 18411 (570) 586-9553 No 2.57
First Credit Union Of Scranton CU First Credit Union of Scranton 605 Davis St 18505 (570) 961-8953 No 2.65
Net CU Olyphant 1444 E Lackawanna St 18447 (570) 961-5300 No 4.60

Spojnia Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spojnia Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.85 2.53 4.04 3.38
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 24 55 144 47
Rank Among All Pennsylvania Credit Unions N/A 4 13 44 16

Spojnia Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.68 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 229 N/A
Rank Among All Pennsylvania Credit Unions N/A 42 N/A 55 N/A
Spojnia Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.78049411,779
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.85036556,036
Used Vehicle Loans 2.53026223,020
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.040412,141,459
Total Other Real Estate Loans/Lines of Credit 3.38018682,754
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.90023177,667
TOTAL LOANS & LEASES 1934,192,715

Spojnia Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 412,141,4598716,772
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 18682,75400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 592,824,2138716,772


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spojnia Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes