Scranton Times Downtown Federal Credit Union

A short history of Scranton Times Downtown FCU

Since its inception in 1963 the Scranton Times Downtown Federal Credit Union has been serving its members in the Scranton, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carole Hughes, the Scranton Times Downtown FCU has grown its membership to over 2,408 with assets of more than $10,800,736. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 348-9192 or email them at stefcu@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Scranton, PA.

General Information For Scranton Times Downtown FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Scranton Times Downtown Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Penn East CU	Clarks Summit Branch	1070 Northern Blvd	18411	(570) 586-9553	No	0.32
Spojnia CU	Spojnia Credit Union	1006 Pittston Ave	18505	(570) 344-1513	No	0.98
Cmc-fcpi Employees CU	Main office	415 Colfax Ave	18510	(570) 348-2140	No	1.21
First Credit Union Of Scranton CU	First Credit Union of Scranton	605 Davis St	18505	(570) 961-8953	No	2.57
Net CU	Olyphant	1444 E Lackawanna St	18447	(570) 961-5300	No	2.62

Scranton Times Downtown Federal Credit Union Financial Performance Charts

Financial Data

Scranton Times Downtown Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	4.99	5.99	4.50	4.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	396	442	205	168
Rank Among All Pennsylvania Credit Unions	39	131	142	69	62

Scranton Times Downtown Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	N/A	0.20	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	N/A	318	158
Rank Among All Pennsylvania Credit Unions	N/A	42	N/A	88	28

Scranton Times Downtown Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	399	362,326
All Other Unsecured Loans/Lines of Credit	11.000	149	301,414
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.990	15	185,259
Used Vehicle Loans	5.990	48	343,428
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	95	5,686,400
Total Other Real Estate Loans/Lines of Credit	4.500	4	98,011
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.500	255	154,100
TOTAL LOANS & LEASES		965	7,130,938

Scranton Times Downtown Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	5	475,060	0	0
b. 15 Years or less	90	5,211,340	4	709,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	4	98,011	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	99	5,784,411	4	709,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Scranton Times Downtown Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes