My Personal Credit Union

  • +1

A short history of My Personal CU

Since its inception in 1951 the My Personal Credit Union has been serving its members in the Wyoming, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Baines, the My Personal CU has grown its membership to over 13,285 with assets of more than $132,524,063. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (616) 452-2161 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wyoming, MI.

General Information For My Personal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62243
Address 1414 Burton SW 
City Wyoming 
State Michigan 
Zip-Code 49509
Phone Number (616) 452-2161
Fax Number () -
Email Address:
CEO/President Daniel Baines
Members 13,285 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 132,524,063 

Compare My Personal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atl CU ATL Federal Credit Union 841 36th St SW 49509 (616) 257-4285 No 0.55
Kenowa Community CU Kenowa Community Federal CU 1905 28th Street St SW 49519 (616) 534-3307 No 0.89
Gr Consumers CU GRCCU Main Office 3975 Clay Ave SW 49548 (616) 538-2810 No 1.18
Western Districts Members CU Western Districts Members CU 600 Plymouth Ave NE 49505 (616) 459-0716 No 1.85
Adventure CU Alpine 3286 Alpine Ave NW 49544 (616) 243-0125 No 2.35

My Personal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

My Personal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.00 7.99 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 397 629 174 132
Rank Among All Michigan Credit Unions 38 109 126 44 23

My Personal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.15 0.45 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 124 274 283
Rank Among All Michigan Credit Unions 13 11 28 61 62
My Personal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,9818,386,907
All Other Unsecured Loans/Lines of Credit 12.0001,0852,021,095
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.400178669,779
New Vehicle Loans 5.0001171,896,997
Used Vehicle Loans 7.9901,28313,202,640
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25035828,538,094
Total Other Real Estate Loans/Lines of Credit 4.2504319,745,847
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.0005895,371,950
TOTAL LOANS & LEASES 7,02269,833,309

My Personal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 27715,997,426232,993,178
    a. > 15 years 224,048,2558995,067
    b. 15 Years or less 598,492,41391,901,621
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 541,573,7527748,568
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3768,167,09522333,713
Open-End Fixed Rate 15,00015,000
TOTALS 78938,283,941706,977,147


Interest Only & Payment Option 1st Mortgage Loans 5665,066339,698
Interest Only & Payment Option Other RE/LOC Loans 3778,402,095546,500
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

My Personal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes