Atl Federal Credit Union

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A short history of Atl FCU

Since its inception in 1956 the Atl Federal Credit Union has been serving its members in the WYOMING, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lawrence Kretchmer, the Atl FCU has grown its membership to over 1,855 with assets of more than $13,299,538. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (616) 257-4285 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WYOMING, MI.

General Information For Atl FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24827
Address 841 36TH ST SW 
State Michigan 
Zip-Code 49509
Phone Number (616) 257-4285
Fax Number (616) 249-3666
Email Address:
CEO/President Lawrence Kretchmer
Members 1,855 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,299,538 

Compare Atl Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kenowa Community CU Kenowa Community Federal CU 1905 28th Street St SW 49519 (616) 534-3307 No 0.89
Gr Consumers CU GRCCU Main Office 3975 Clay Ave SW 49548 (616) 538-2810 No 1.18
My Personal CU Wyoming 1414 Burton St SW 49509 (616) 452-2161 No 1.81
Western Districts Members CU Western Districts Members CU 600 Plymouth Ave NE 49505 (616) 459-0716 No 1.85
Adventure CU Alpine 3286 Alpine Ave NW 49544 (616) 243-0125 No 2.35

Atl Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Atl Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.71 2.82 7.30 5.44 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 75 122 571 319 168
Rank Among All Michigan Credit Unions 9 30 120 91 31

Atl Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.32 1.09 0.88
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 94 155 175
Rank Among All Michigan Credit Unions N/A 16 15 29 31
Atl Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.710311444,766
All Other Unsecured Loans/Lines of Credit 13.160150287,096
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8207111,543
Used Vehicle Loans 7.3005335,284,393
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.440131,659,544
Total Other Real Estate Loans/Lines of Credit 4.50026466,395
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.800212518,882
TOTAL LOANS & LEASES 1,2528,772,619

Atl Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6448,45800
    b. 15 Years or less 71,211,0861323,200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 26466,39500
Open-End Fixed Rate 0000
TOTALS 392,125,9391323,200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Atl Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes