My Community Credit Union

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A short history of My Community CU

Since its inception in 1952 the My Community Credit Union has been serving its members in the Midland, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna Neal, the My Community CU has grown its membership to over 29,546 with assets of more than $342,068,508. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (432) 688-8400 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Midland, TX.

General Information For My Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68682
Address 600 W Louisiana Ave 
City Midland 
State Texas 
Zip-Code 79701
Phone Number (432) 688-8400
Fax Number () -
Email Address: ----
CEO/President Donna Neal
Members 29,546 
Full-Time Employees 100 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 342,068,508 

Compare My Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midland Municipal Employees CU Midland Municipal Employees Credit Union 300 N Loraine St 79702 (432) 685-7933 No 0.56
Mtcu CU MTCU Midkiff Branch 4717 N Midkiff Rd 79705 (432) 688-7300 No 3.51
Members Financial CU Branch 3100 N Big Spring St 79708 (432) 520-3443 No 4.78
Heritage Usa CU Heritage USA Federal Credit Union 5507 W Wadley Ave 79707 (432) 681-1050 No 5.16
Thd-6 CU BBVA Compass Bank 1330 E 8th St 79761 (432) 332-9078 No 16.46

My Community Credit Union Financial Performance Charts

Performance Charts

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Financial Data

My Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.22 4.85 6.77 4.77 6.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 101 381 524 241 421
Rank Among All Texas Credit Unions 18 141 177 79 111

My Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.37 0.20 0.31 1.35 0.81
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 82 108 95 111 183
Rank Among All Texas Credit Unions 16 38 19 33 42
My Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2203,0307,687,458
All Other Unsecured Loans/Lines of Credit 10.0801,5948,071,628
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.38041,865
New Vehicle Loans 4.8502,51073,445,013
Used Vehicle Loans 6.7704,82987,045,932
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.77049040,891,969
Total Other Real Estate Loans/Lines of Credit 6.88011012,742,235
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.78050910,253,324
TOTAL LOANS & LEASES 13,076240,139,424

My Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11216,712,748132,696,764
    b. 15 Years or less 30920,045,228121,103,570
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 694,133,9931121,786


Closed-End Fixed Rate 11012,742,2352150,100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 60053,634,204284,072,220


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

My Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes