Heritage Usa Federal Credit Union

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A short history of Heritage Usa FCU

Since its inception in 1949 the Heritage Usa Federal Credit Union has been serving its members in the MIDLAND, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alan Rowe, the Heritage Usa FCU has grown its membership to over 5,737 with assets of more than $50,104,147. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (432) 681-1050 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIDLAND, TX.

General Information For Heritage Usa FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6434
Address 5507 W WADLEY AVE 
City MIDLAND 
State Texas 
Zip-Code 79707
Phone Number (432) 681-1050
Fax Number (432) 681-1057
Email Address: none
CEO/President Alan Rowe
Members 5,737 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 50,104,147 
Website http://www.heritage-usa.net 

Compare Heritage Usa Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members Financial CU Branch 3100 N Big Spring St 79708 (432) 520-3443 No 1.84
Mtcu CU MTCU Midkiff Branch 4717 N Midkiff Rd 79705 (432) 688-7300 No 2.96
My Community CU Branch 4 4001 N Big Spring St 79705 (432) 688-8400 No 6.15
Midland Municipal Employees CU Midland Municipal Employees Credit Union 300 N Loraine St 79702 (432) 685-7933 No 6.46
Complex Community CU SOUTH ODESSA 2201 S Grandview Ave 79766 (432) 550-9126 No 11.57

Heritage Usa Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Heritage Usa Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.97 4.27 5.37 N/A 5.63
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 250 314 368 N/A 305
Rank Among All Texas Credit Unions 52 118 122 N/A 66

Heritage Usa Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.25 0.28
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 310 261
Rank Among All Texas Credit Unions N/A 51 35 108 69
Heritage Usa Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.970430582,863
All Other Unsecured Loans/Lines of Credit 9.3404801,821,100
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2705938,771,114
Used Vehicle Loans 5.3701,21214,652,324
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.630966,959,143
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2102292,496,707
TOTAL LOANS & LEASES 3,04035,283,251

Heritage Usa Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 966,959,143453,737,350
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 966,959,143453,737,350

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Heritage Usa Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes