Mtcu Credit Union

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A short history of Mtcu CU

Since its inception in 1955 the Mtcu Credit Union has been serving its members in the Midland, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jana Haney, the Mtcu CU has grown its membership to over 8,024 with assets of more than $118,077,054. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (432) 688-7300 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Midland, TX.

General Information For Mtcu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67642
Address PO Box 4307 
City Midland 
State Texas 
Zip-Code 79704
Phone Number (432) 688-7300
Fax Number (432) 520-4850
Email Address: none
CEO/President Jana Haney
Members 8,024 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 118,077,054 

Compare Mtcu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midland Municipal Employees CU Midland Municipal Employees Credit Union 300 N Loraine St 79702 (432) 685-7933 No 0.21
My Community CU Branch 4 4001 N Big Spring St 79705 (432) 688-8400 No 0.50
Members Financial CU Branch 3100 N Big Spring St 79708 (432) 520-3443 No 4.63
Heritage Usa CU Heritage USA Federal Credit Union 5507 W Wadley Ave 79707 (432) 681-1050 No 5.02
Thd-6 CU BBVA Compass Bank 1330 E 8th St 79761 (432) 332-9078 No 16.59

Mtcu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mtcu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 5.00 5.00 4.66 6.66
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 397 324 227 405
Rank Among All Texas Credit Unions 87 151 113 72 107

Mtcu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.35 0.81 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 89 204 243
Rank Among All Texas Credit Unions N/A 43 18 66 61
Mtcu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900945932,532
All Other Unsecured Loans/Lines of Credit 12.9502,1159,792,259
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0002435,694,448
Used Vehicle Loans 5.0001,22720,325,649
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.66018811,401,160
Total Other Real Estate Loans/Lines of Credit 6.660818,261,617
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.50082762,741
TOTAL LOANS & LEASES 4,88157,170,406

Mtcu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1201,31000
    b. 15 Years or less 18711,199,850292,331,414
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 818,261,6176275,750
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 26919,662,777352,607,164


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mtcu Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes