Midwest Members Credit Union

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A short history of Midwest Members CU

Since its inception in 1935 the Midwest Members Credit Union has been serving its members in the WOOD RIVER, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Greg Lyons, the Midwest Members CU has grown its membership to over 17,242 with assets of more than $125,756,534. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (618) 254-0605 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WOOD RIVER, IL.

General Information For Midwest Members CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68684
Address 101 WESLEY DRIVE 
State Illinois 
Zip-Code 62095
Phone Number (618) 254-0605
Fax Number (618) 254-9219
Email Address: ----
CEO/President Greg Lyons
Members 17,242 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 125,756,534 
Website http://www.midmembers.org 

Compare Midwest Members Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
B.e.a. CU BEA Credit Union 610 Texas Blvd 62010 (618) 377-3948 No 3.28
1st Midamerica CU East Alton Office 419 N Shamrock St 62024 (618) 258-3168 No 3.60
State Employees Community CU 4500 College Avenue 4500 College Ave 62002 (618) 465-5142 No 3.70
Alton Municipal Employees CU Alton municipal employees fcu 3212 College Ave 62002 (618) 462-8771 No 4.29
Electrogas CU Electrogas Credit Union 700 Oakwood Ave 62002 (618) 792-5989 No 6.32

Midwest Members Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Midwest Members Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.89 4.39 4.00 4.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 132 250 138 182
Rank Among All Illinois Credit Unions 15 40 61 27 35

Midwest Members Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 284 243
Rank Among All Illinois Credit Unions N/A 39 24 50 35
Midwest Members Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,8114,887,675
All Other Unsecured Loans/Lines of Credit 10.9001,2413,005,547
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8901,30327,891,223
Used Vehicle Loans 4.3903,33046,839,782
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00018015,981,024
Total Other Real Estate Loans/Lines of Credit 4.6001513,120,597
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7502332,421,348
TOTAL LOANS & LEASES 8,249104,147,196

Midwest Members Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10811,106,3224429,900
    b. 15 Years or less 674,650,6372167,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 167900
Adjustable Rate > 1 yr 4223,38600


Closed-End Fixed Rate 1412,960,74810332,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10159,849135,000
Open-End Fixed Rate 0000
TOTALS 33119,101,62117964,300


Interest Only & Payment Option 1st Mortgage Loans 250,8220
Interest Only & Payment Option Other RE/LOC Loans 10159,8490
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midwest Members Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes