Electrogas Credit Union

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A short history of Electrogas CU

Since its inception in 1943 the Electrogas Credit Union has been serving its members in the Alton, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Larry Hall, the Electrogas CU has grown its membership to over 179 with assets of more than $964,930. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (618) 792-5989 or email them at electrogas@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Alton, IL.

General Information For Electrogas CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65794
Address 700 Oakwood Ave 
City Alton 
State Illinois 
Zip-Code 62002
Phone Number (618) 792-5989
Fax Number () -
Email Address: electrogas@aol.com
CEO/President Larry Hall
Members 179 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 964,930 
Website  

Compare Electrogas Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
State Employees Community CU 4500 College Avenue 4500 College Ave 62002 (618) 465-5142 No 2.27
Alton Municipal Employees CU Alton municipal employees fcu 3212 College Ave 62002 (618) 462-8771 No 2.43
Altonized Community CU ALTONIZED COMMUNITY FEDERAL CREDIT UNION 4435 ALBY ST 62002 (800) 421-4759 No 2.82
B.e.a. CU BEA Credit Union 610 Texas Blvd 62010 (618) 377-3948 No 5.24
1st Midamerica CU East Alton Office 419 N Shamrock St 62024 (618) 258-3168 No 6.09

Electrogas Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Electrogas Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.95 3.40 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 31 137 N/A N/A
Rank Among All Illinois Credit Unions N/A 8 37 N/A N/A

Electrogas Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 150 N/A N/A N/A
Rank Among All Illinois Credit Unions N/A 42 N/A N/A N/A
Electrogas Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.850728,778
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.95027345,788
Used Vehicle Loans 3.400764,731
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.240224,219
TOTAL LOANS & LEASES 43463,516

Electrogas Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Electrogas Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No