Midland Credit Union

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A short history of Midland CU

Since its inception in 1933 the Midland Credit Union has been serving its members in the URBANDALE, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Becky DeVries, the Midland CU has grown its membership to over 4,529 with assets of more than $52,928,500. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (515) 278-1994 or email them at geninfo@midlandcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in URBANDALE, IA.

General Information For Midland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61918
Address 2891 106TH ST 
State Iowa 
Zip-Code 50322
Phone Number (515) 278-1994
Fax Number (515) 278-0209
Email Address: geninfo@midlandcu.org
CEO/President Becky DeVries
Members 4,529 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 52,928,500 
Website http://www.midlandcu.org 

Compare Midland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Financial Plus CU West Des Moines 1831 25th St 50266 (515) 224-1222 No 2.31
First Class Community CU First Class Community Credit Union-E 303 Euclid Ave 50313 (515) 224-4300 No 2.41
Community Choice CU Johnston 8404 nw 62nd ave 50131 (515) 334-8100 No 2.76
Cornerstone Community CU The Cornerstone Credit Union 414 61st St 50312 (515) 274-2343 No 3.95
Affinity CU Main 475 NW Hoffman Ln 50313 (515) 288-7225 No 5.77

Midland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Midland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.68 4.64 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 234 283 205 229
Rank Among All Iowa Credit Unions 14 37 32 28 30

Midland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.55 0.70 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 55 224 266
Rank Among All Iowa Credit Unions 15 26 10 29 33
Midland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900590933,228
All Other Unsecured Loans/Lines of Credit 9.400245690,738
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.6801643,107,302
Used Vehicle Loans 4.6401,07113,421,416
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50020016,138,848
Total Other Real Estate Loans/Lines of Credit 5.000571,060,858
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.1001622,002,741
TOTAL LOANS & LEASES 2,48937,355,131

Midland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 945,481,8145482,550
    a. > 15 years 0000
    b. 15 Years or less 523,519,362286,175
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 547,137,672121,899,548


Closed-End Fixed Rate 21356,361140,000
Closed-End Adjustable Rate 22428,564367,000
Open-End Adjustable Rate 14275,933613,400
Open-End Fixed Rate 0000
TOTALS 25717,199,706292,588,673


Interest Only & Payment Option 1st Mortgage Loans 6521,29348,546
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes