Community Choice Credit Union

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A short history of Community Choice CU

Since its inception in 1953 the Community Choice Credit Union has been serving its members in the JOHNSTON, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ROGER REISER, the Community Choice CU has grown its membership to over 46,548 with assets of more than $479,525,494. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (515) 334-8100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JOHNSTON, IA.

General Information For Community Choice CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65078
Address 6163 NW 86TH ST 
State Iowa 
Zip-Code 50131
Phone Number (515) 334-8100
Fax Number (515) 334-8150
Email Address:
Members 46,548 
Full-Time Employees 122 
Part-Time Employees 21 
Number of Branch Offices
Total Assets 479,525,494 

Compare Community Choice Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Affinity CU Main 475 NW Hoffman Ln 50313 (515) 288-7225 No 6.93
Midland CU Midland Credit Union 2891 106TH ST 50322 (515) 278-1994 No 7.22
Financial Plus CU West Des Moines 1831 25th St 50266 (515) 224-1222 No 8.28
First Class Community CU First Class Community Credit Union-E 303 Euclid Ave 50313 (515) 224-4300 No 8.33
Tradesmen Community CU 1400 2nd Avenue 1400 2nd AvE 50305 (515) 243-8735 No 9.14

Community Choice Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community Choice Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.75 3.37 4.60 3.75 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 320 193 278 102 168
Rank Among All Iowa Credit Unions 19 30 31 10 21

Community Choice Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.70 1.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 36 134 271
Rank Among All Iowa Credit Unions N/A 17 7 14 34
Community Choice Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.75013,22531,267,320
All Other Unsecured Loans/Lines of Credit 9.7503,82415,943,593
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3701,95829,219,414
Used Vehicle Loans 4.60011,742138,975,211
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750824103,856,930
Total Other Real Estate Loans/Lines of Credit 4.5001,38034,879,406
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.50096110,011,615
TOTAL LOANS & LEASES 33,914364,153,489

Community Choice Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7011,778,00514228,727,066
    b. 15 Years or less 39520,447,702576,245,706
    a. > 15 years 15940,928,610164,663,677
    b. 15 Years or less 14920,286,123131,535,579
Other Fixed Rate 191,514,45400
Adjustable Rate 1 yr or less 2138,3774256,432
Adjustable Rate > 1 yr 308,763,65964,208,610


Closed-End Fixed Rate 57415,004,2703795,434,701
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 80619,875,1361,2174,763,526
Open-End Fixed Rate 0000
TOTALS 2,204138,736,3361,83455,835,297


Interest Only & Payment Option 1st Mortgage Loans 232,554,264373,450
Interest Only & Payment Option Other RE/LOC Loans 130,0000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Choice Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes