Cornerstone Community Credit Union

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A short history of Cornerstone Community CU

Since its inception in 1931 the Cornerstone Community Credit Union has been serving its members in the Des Moines, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Key, the Cornerstone Community CU has grown its membership to over 5,915 with assets of more than $22,616,723. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (515) 274-2343 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Des Moines, IA.

General Information For Cornerstone Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64339
Address 414 61st St 
City Des Moines 
State Iowa 
Zip-Code 50312
Phone Number (515) 274-2343
Fax Number (515) 277-1277
Email Address:
CEO/President Gary Key
Members 5,915 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,616,723 
Website http://www.cornerstonecreditunion.c 

Compare Cornerstone Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Des Moines Water Works CU Des Moines Water Works Credit union 2201 George Flagg Pkwy 50321 (515) 282-1908 No 1.74
Des Moines Fire Department CU Des Moines Fire Dept Credit Union 1330 Mulberry St 50309 (515) 288-2521 No 2.69
Premier CU West Des Moines Branch 1301 Grand Ave 50309 (515) 282-1611 No 2.78
First Class Community CU First Class Community Credit Union-E 303 Euclid Ave 50313 (515) 224-4300 No 3.10
Polk County CU Polk County Credit Union 111 Court Ave Ste 110 50309 (515) 244-8647 No 3.22

Cornerstone Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cornerstone Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.50 5.05 3.50 4.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 209 330 72 126
Rank Among All Iowa Credit Unions N/A 33 40 6 17

Cornerstone Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.13 0.27 0.95 1.01
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 122 102 183 156
Rank Among All Iowa Credit Unions N/A 21 20 20 15
Cornerstone Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.250318734,973
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.500671,203,312
Used Vehicle Loans 5.0504745,310,764
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500775,047,656
Total Other Real Estate Loans/Lines of Credit 4.20020663,914
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.22039972,916
TOTAL LOANS & LEASES 99513,933,535

Cornerstone Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 161,820,58200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 613,227,0747266,827
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 6135,991223,490
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 14527,923342,872
TOTALS 975,711,57012333,189


Interest Only & Payment Option 1st Mortgage Loans 8564,76624,685
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cornerstone Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes