Long Reach Federal Credit Union

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A short history of Long Reach FCU

Since its inception in 1975 the Long Reach Federal Credit Union has been serving its members in the Middlebourne, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Reed, the Long Reach FCU has grown its membership to over 5,948 with assets of more than $60,462,253. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (304) 758-4308 or email them at jacque.erlewine@lrefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Middlebourne, WV.

General Information For Long Reach FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22241
Address 315 Main St 
City Middlebourne 
State West Virginia 
Zip-Code 26149
Phone Number (304) 758-4308
Fax Number (304) 758-4236
Email Address: jacque.erlewine@lrefcu.org
CEO/President Steven Reed
Members 5,948 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 60,462,253 
Website http://www.lrefcu.org 

Compare Long Reach Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bayer Heritage CU Zanesville 1917 Ridge Ave 43701 (740) 454-2478 No 18.57
Ohio Valley Community CU Marietta Office 450L Pike St Ste L 45750 (740) 376-0197 No 19.01
Willow Island CU Willow Island Federal Credit Union 7910 S Pleasants HWY 26170 (304) 665-1127 No 24.76
Natrium Employees CU Main Office 15710 Energy Rd 26055 (304) 455-6719 No 29.53

Long Reach Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Long Reach Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 4.29 4.68 6.10 4.87
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 316 288 381 213
Rank Among All West Virginia Credit Unions 15 34 24 31 14

Long Reach Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.15 1.25 1.46
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 124 126 98
Rank Among All West Virginia Credit Unions 9 22 10 7 3
Long Reach Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9007491,191,284
All Other Unsecured Loans/Lines of Credit 8.6903,9435,689,536
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2901532,574,814
Used Vehicle Loans 4.6801,23714,684,861
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.10017810,504,704
Total Other Real Estate Loans/Lines of Credit 4.87026939,469
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5705007,751,074
TOTAL LOANS & LEASES 6,78643,335,742

Long Reach Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 996,249,5439503,300
    b. 15 Years or less 794,255,16111785,600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 18757,3215454,352
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8182,14800
Open-End Fixed Rate 0000
TOTALS 20411,444,173251,743,252

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Long Reach Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes