Willow Island Federal Credit Union

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A short history of Willow Island FCU

Since its inception in 1953 the Willow Island Federal Credit Union has been serving its members in the Saint Marys, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shelly Winans, the Willow Island FCU has grown its membership to over 1,755 with assets of more than $9,022,950. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (304) 665-1127 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Marys, WV.

General Information For Willow Island FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8474
Address 7910 S Pleasants Highway 
City Saint Marys 
State West Virginia 
Zip-Code 26170
Phone Number (304) 665-1127
Fax Number (304) 665-1129
Email Address: none
CEO/President Shelly Winans
Members 1,755 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,022,950 
Website http://wifcu.com 

Compare Willow Island Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Long Reach CU Friendly 10767 Energy Hwy 26146 (304) 652-8363 No 9.41
Natrium Employees CU Main Office 15710 Energy Rd 26055 (304) 455-6719 No 14.50
Wee CU WEE Federal Credit Union 3312 Dudley Ave 26104 (304) 420-9517 No 22.13
Ibew 968 CU I.B.E.W. 968 FEDERAL CREDIT UNION 1845 7TH ST 26101 (304) 424-6666 No 22.29
Mountain Heritage CU Mountain Heritage FCU 1822 7th St 26101 (304) 424-7256 No 22.29

Willow Island Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Willow Island Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.75 7.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 538 588 N/A N/A
Rank Among All West Virginia Credit Unions N/A 47 48 N/A N/A

Willow Island Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 174 158
Rank Among All West Virginia Credit Unions N/A 13 N/A 14 8
Willow Island Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.500294851,505
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.75049986,293
Used Vehicle Loans 7.5003353,507,638
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001661,415,134
TOTAL LOANS & LEASES 8446,760,570

Willow Island Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Willow Island Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes