Natrium Employees Federal Credit Union

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A short history of Natrium Employees FCU

Since its inception in 1984 the Natrium Employees Federal Credit Union has been serving its members in the Proctor, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Erin Boggs, the Natrium Employees FCU has grown its membership to over 784 with assets of more than $9,075,305. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 455-6719 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Proctor, WV.

General Information For Natrium Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24090
Address PO Box 168 
City Proctor 
State West Virginia 
Zip-Code 26055
Phone Number (304) 455-6719
Fax Number (304) 455-4881
Email Address: none
CEO/President Erin Boggs
Members 784 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,075,305 
Website  

Compare Natrium Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bayer Heritage CU Zanesville 1917 Ridge Ave 43701 (740) 454-2478 No 0.12
Ohio Valley Community CU Marietta Office 450L Pike St Ste L 45750 (740) 376-0197 No 7.81
Marshall County CU Marshall County Federal Credit Union 910 3rd St 26041 (304) 843-1179 No 13.92
Long Reach CU Friendly 10767 Energy Hwy 26146 (304) 652-8363 No 21.94
Whetelco CU Whetelco FCU 54 14th St 26003 (304) 232-8123 No 23.89

Natrium Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Natrium Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 4.00 5.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 282 324 N/A N/A
Rank Among All West Virginia Credit Unions 1 26 30 N/A N/A

Natrium Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.65 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 234 N/A
Rank Among All West Virginia Credit Unions N/A 22 N/A 20 N/A
Natrium Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.900129254,352
All Other Unsecured Loans/Lines of Credit 7.000155603,098
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00043665,062
Used Vehicle Loans 5.00073705,514
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00041347,878
TOTAL LOANS & LEASES 4412,575,904

Natrium Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Natrium Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No