Lewiston Municipal Federal Credit Union

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A short history of Lewiston Municipal FCU

Since its inception in 1944 the Lewiston Municipal Federal Credit Union has been serving its members in the Lewiston, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amanda Piper, the Lewiston Municipal FCU has grown its membership to over 1,876 with assets of more than $23,909,894. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (207) 783-3991 or email them at apiper@lewistoncu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lewiston, ME.

General Information For Lewiston Municipal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5144
Address 291 Pine St 
City Lewiston 
State Maine 
Zip-Code 04240
Phone Number (207) 783-3991
Fax Number (207) 783-4178
Email Address: apiper@lewistoncu.com
CEO/President Amanda Piper
Members 1,876 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,909,894 
Website http://www.lewistoncu.com 

Compare Lewiston Municipal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maine Family CU Schoolhouse 831 Minot Ave 04210 (207) 783-2071 No 1.79
Central Maine CU Central Maine Federal Credit Union 836 Center St 04241 (207) 783-1475 No 1.93
Community CU Community Credit Union 144 Pine St 04240 (207) 783-2096 No 2.75
Rainbow CU Auburn 20 Washington St N 04243 (207) 783-0351 No 2.97
Great Falls Regional CU 760 Minot Avenue 760 Minot Ave 04240 (207) 753-0500 No 3.11

Lewiston Municipal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Lewiston Municipal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.75 2.75 4.50 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 115 71 205 132
Rank Among All Maine Credit Unions 22 8 5 21 9

Lewiston Municipal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.33 0.95 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 92 183 166
Rank Among All Maine Credit Unions N/A 8 8 15 16
Lewiston Municipal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900189287,151
All Other Unsecured Loans/Lines of Credit 7.990128379,687
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.75022371,666
Used Vehicle Loans 2.7502532,449,571
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500927,534,996
Total Other Real Estate Loans/Lines of Credit 4.250571,226,667
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.300102998,817
TOTAL LOANS & LEASES 84313,248,555

Lewiston Municipal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 385,270,30500
    b. 15 Years or less 241,245,05900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 301,019,632270,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 6155,996150,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 511,070,671250,000
Open-End Fixed Rate 0000
TOTALS 1498,761,6635170,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lewiston Municipal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes