Central Maine Federal Credit Union

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A short history of Central Maine FCU

Since its inception in 1950 the Central Maine Federal Credit Union has been serving its members in the Lewiston, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Vicki Stuart, the Central Maine FCU has grown its membership to over 7,148 with assets of more than $93,264,049. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (207) 783-1475 or email them at info@centralmainecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lewiston, ME.

General Information For Central Maine FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6936
Address P.O. Box 1746 
City Lewiston 
State Maine 
Zip-Code 04240
Phone Number (207) 783-1475
Fax Number (207) 777-1914
Email Address: info@centralmainecu.com
CEO/President Vicki Stuart
Members 7,148 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 93,264,049 
Website http://www.centralmainecu.com 

Compare Central Maine Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maine Family CU Schoolhouse 831 Minot Ave 04210 (207) 783-2071 No 1.79
Lewiston Municipal CU Main Office 291 Pine St 04240 (207) 783-3991 No 2.43
Community CU Community Credit Union 144 Pine St 04240 (207) 783-2096 No 2.75
Rainbow CU Auburn 20 Washington St N 04243 (207) 783-0351 No 2.97
Great Falls Regional CU 760 Minot Avenue 760 Minot Ave 04240 (207) 753-0500 No 3.11

Central Maine Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Central Maine Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.25 3.50 3.13 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 311 147 37 100
Rank Among All Maine Credit Unions 10 26 14 2 7

Central Maine Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.05 2.10 2.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 142 32 40
Rank Among All Maine Credit Unions N/A 4 15 2 3
Central Maine Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9007861,027,293
All Other Unsecured Loans/Lines of Credit 10.250149233,547
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.75032480,788
New Vehicle Loans 4.2501813,427,221
Used Vehicle Loans 3.5005125,755,659
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1301,65329,699,685
Total Other Real Estate Loans/Lines of Credit 4.0001714,625,629
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2501481,235,778
TOTAL LOANS & LEASES 3,63246,485,600

Central Maine Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,48324,718,1963154,624,581
    b. 15 Years or less 1654,561,45212377,397
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5420,03700
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16264,02400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 561,314,5441979,391
Open-End Fixed Rate 993,047,0618407,696
TOTALS 1,82434,325,3143545,489,065

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Central Maine Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes