Great Falls Regional Federal Credit Union

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A short history of Great Falls Regional FCU

Since its inception in 1955 the Great Falls Regional Federal Credit Union has been serving its members in the LEWISTON, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nancy Bard, the Great Falls Regional FCU has grown its membership to over 4,219 with assets of more than $27,828,590. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (207) 782-7192 or email them at info@greatfallsfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEWISTON, ME.

General Information For Great Falls Regional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10221
Address 34 BATES ST 
City LEWISTON 
State Maine 
Zip-Code 04240
Phone Number (207) 782-7192
Fax Number (207) 782-5501
Email Address: info@greatfallsfcu.com
CEO/President Nancy Bard
Members 4,219 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,828,590 
Website http://www.greatfallsfcu.com 

Compare Great Falls Regional Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maine Family CU Schoolhouse 831 Minot Ave 04210 (207) 783-2071 No 1.79
Central Maine CU Central Maine Federal Credit Union 836 Center St 04241 (207) 783-1475 No 1.93
Lewiston Municipal CU Main Office 291 Pine St 04240 (207) 783-3991 No 2.43
Community CU Community Credit Union 144 Pine St 04240 (207) 783-2096 No 2.75
Rainbow CU Auburn 20 Washington St N 04243 (207) 783-0351 No 2.97

Great Falls Regional Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Great Falls Regional Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.25 5.25 5.25 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 424 356 297 289
Rank Among All Maine Credit Unions N/A 35 33 28 23

Great Falls Regional Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 293 250
Rank Among All Maine Credit Unions N/A 8 13 30 27
Great Falls Regional Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000193286,620
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.25014284,087
Used Vehicle Loans 5.2504183,059,294
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.250934,180,727
Total Other Real Estate Loans/Lines of Credit 5.500330,792
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.500108826,046
TOTAL LOANS & LEASES 8298,667,566

Great Falls Regional Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5439,94900
    b. 15 Years or less 883,740,7782121,469
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 330,79200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 964,211,5192121,469

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Great Falls Regional Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes