Lake Michigan Credit Union

A Short History Of Lake Michigan Credit Union

• Since its inception in 1933 the Lake Michigan Credit Union has been serving its members in and around the Grand Rapids, Michigan area with exceptional financial products.

  Currently led by Sandy Jelinski, the Lake Michigan CU has grown its membership to over 158,906 with assets of more than $1,876,765,889. They have 348 full time employees and 103 part time employees with a main office and 25 branch offices.

  The Lake Michigan Credit Union offers its members a full service website that allows for true "Banking From Home" functionality. Users have the ability to apply for loans, get account balance and history reports, transfer money between accounts, make bill payments, and so much more.

  Members can also take advantage of a full array of loans including real estate, business and new and used car loans.

  There are also many types of mortgages and credit cards available.

  Lake Michigan Credit Union is registered as a State Chartered type Credit Union. This means that even though they are state chartered they are still federally insured up to $250,000 per account by the National Credit Union Share Insurance Fund (NCUSIF) which is administered by the National Credit Union Association (NCUA). Most are community based and easy to join. Please see the credit unions website or contact them at 616-242-9790 to get exact details .

  There are many other credit unions with branch office locations in the nearby area. Click here to see all Credit Unions in Grand Rapids, MI.

• General Information For Lake Michigan CU

• lmcu Branch Locations

• Map Of All lmcu.org Branch Locations

• Loan And Deposit Rates For Lake Michigan Credit Union

• Ten Year Performance Charts For Lake Michigan

• Lake Michigan CU Financial Status

• Additional Financial Services Offered By lmcu

• lmcu.org Online Access Functionality

• Loan Services Provided By Lake Michigan Credit Union

• Lake Michigan Routing Number

General Information Lake Michigan CU

Lake Michigan Credit Union Board Of Directors

Map Of All Lake Michigan Credit Union Locations

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Lake Michigan Credit Union Branch Locations

• Lake Michigan CU locations in MI

• Byron Center, MI Location

  • 8211-Q Byron Center Avenue
  • Byron Center, MI, 49315
  • Phone: 616-242-9790

• Caledonia, MI Location

  • 7175 Broadmoor SE
  • Caledonia, MI, 49316
  • Phone: 616-242-9790

• Comstock Park, MI Location

  • 4560 Alpine NW
  • Comstock Park, MI, 49321
  • Phone: 616-242-9790

• Grand Haven, MI Location

  • 951 Jackson St
  • Grand Haven, MI, 49417
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • PO Box 2848
  • Grand Rapids, MI, 49501
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 4027 Lake Drive SE
  • Grand Rapids, MI, 49546
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 1210 Spaulding SE
  • Grand Rapids, MI, 49546
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 1655 East Beltline Avenue NE
  • Grand Rapids, MI, 49525
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 1820 Leonard NE
  • Grand Rapids, MI, 49505
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 1840 Wealthy Street SE
  • Grand Rapids, MI, 49506
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 200 Jefferson SE
  • Grand Rapids, MI, 49503
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 25 Lyon Street NE
  • Grand Rapids, MI, 49503
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 2720 Lake Michigan Drive NW
  • Grand Rapids, MI, 49504
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 342 Michigan St NE
  • Grand Rapids, MI, 49503
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 3810 Sparks Drive SE
  • Grand Rapids, MI, 49546
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 3870 South Division
  • Grand Rapids, MI, 49548
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 412 Fuller NE
  • Grand Rapids, MI, 49503
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 5453 Northland Drive NE
  • Grand Rapids, MI, 49525
  • Phone: 616-242-9790

• Grand Rapids, MI Location

  • 600 Fifth Street NW Widdicomb South
  • Grand Rapids, MI, 49504
  • Phone: 616-242-9790

• Holland, MI Location

  • 677 East 8th
  • Holland, MI, 49423
  • Phone: 616-242-9790

• Hudsonville, MI Location

  • 4100 32nd Avenue
  • Hudsonville, MI, 49426
  • Phone: 616-242-9790

• Jenison, MI Location

  • 7409 Cottonwood
  • Jenison, MI, 49428
  • Phone: 616-242-9790

• Kalamazoo, MI Location

  • 487 Drake Road
  • Kalamazoo, MI, 49009
  • Phone: 616-242-9790

• Kentwood, MI Location

  • 6206 Kalamazoo SE
  • Kentwood, MI, 49512
  • Phone: 616-242-9790

• Rockford, MI Location

  • 2335 10 mile rd
  • Rockford, MI, 49341
  • Phone: 616-242-9790

• Wyoming, MI Location

  • 2636 44th Street Sw
  • Wyoming, MI, 49509
  • Phone: 616-242-9790

Loan And Deposit Rates For Lake Michigan Credit Union

• Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300) data reports. The information below comes from those reports.
• The deposit and loan rates shown are not the current rates for the Lake Michigan Credit Union. Some of these rates change on a daily basis and you must visit the Credit Unions website http://www.lmcu.org  to get their current rates. The sole purpose of showing this data is to show the relative relationship of Lake Michigan Credit Union’s rates versus the average rates of all Credit Unions at both the state and national levels at a specific point in time, quarter end.
• The data below is from quarter end 03/31/2010. You may also want to look at our pages that show all Credit Union Loan Rates in Michigan and Credit Union Deposit Rates in Michigan or Credit Union Loan Rates in USA and Credit Union Deposit Rates in the USA. From those pages you'll be able to investigate specific types of loans and deposit rates and sort the data to find what Credit Unions are offering the best rates or the highest deposit rates.

Lake Michigan Credit Union Charts Over Last 10 Years

• • Lake Michigan CU Assets Range Over Last 10 Years
  • lmcu Outstanding Loans Over Last 10 Years
  • Lake Michigan CU Total Deposits Over Last 10 Years
  • lmcu Members Over Last 10 Years
  • Lake Michigan CU Branch Locations Over Last 10 Years
  • lmcu Used Car Loans Over Last 10 Years
  • Lake Michigan CU New Car Loans Over Last 10 Years
  • lmcu 1st Mortgage Loans / Lines Of Credit Issued

Lake Michigan Credit Union Financial Status

• Total Assets

• $1,876,765,889

• Net Worth Ratio

• 8.41

• Net Worth Classification by NCUA

• Well Capitalized 

• Total Loans

• $1,358,346,240

• Total Deposits

• $1,551,944,912

Additional Financial Services Offered By Lake Michigan Credit Union

• Do they offer Mortgage Processing?

• Yes

• Do they offer Overdraft Protection?

• Yes

• Do they offer Overdraft Lines of Credit?

• Yes

• Do they offer ATM/Debit Card program?

• Yes

• Do they offer Insurances/Investment Sales?

• Yes

Lake Michigan Credit Union Online Access Functionality

• Do they provide Home Banking Via Internet Website?

• Yes

• Do they provide Wireless based service?

• No

• Do they provide Home Banking/PC based service?

• No

• Do they provide Audio Response/Phone based service?

• Yes

• Do they provide ATM (Automated Teller Machine) access?

• Yes

• Do they provide Kiosk based service?

• Yes

• Other services?

• No

Loan Services Provided By Lake Michigan Credit Union

• Do they offer Indirect Lending?

• Yes

• Do they offer Participation Loans?

• Yes

• Do they offer Real Estate Mortgage Loans?

• Yes

• Do they offer Member Business Loans?

• Yes

• Do they offer Risk Based Loans?

• Yes

• Do they offer Direct Financing Leases?

• Yes

• Total of 1st Mortgages made YTD that were Sold

• 174,374,214

Lake Michigan Credit Union Routing Number

The Lake Michigan CU Routing Number above is used for the electronic transfer of funds. Some credit unions have more than one routing number. Some are used for internal fund transfers and others may be assigned for shareholder usage. Please make sure that the number you use matches the routing number on your Lake Michigan CU check. If in doubt use the Lake Michigan Credit Union phone number above to call and verify that you're using the correct routing number.

Credit Unions In Michigan Links of Interest

• Click here to see all Credit Unions in Michigan
• Click here to see all Credit Union Loan Rates in Michigan
• Click here to see all Credit Union Deposit Rates in Michigan
• Next Credit Union In Michigan is Lake Superior Credit Union
• Previous Credit Union In Michigan is Lake Huron Credit Union