L&n Employees Credit Union

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A short history of L&n Employees CU

Since its inception in 1952 the L&n Employees Credit Union has been serving its members in the BIRMINGHAM, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michelle Cooper, the L&n Employees CU has grown its membership to over 1,441 with assets of more than $9,484,111. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (205) 841-2544 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIRMINGHAM, AL.

General Information For L&n Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62356
Address 4101 VANDERBILT RD 
State Alabama 
Zip-Code 35217
Phone Number (205) 841-2544
Fax Number (205) 849-6843
Email Address: none
CEO/President Michelle Cooper
Members 1,441 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,484,111 
Website http://www.mylncu.com 

Compare L&n Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
People's First CU People's First Federal CU 1140 Ford Ave 35217 (205) 841-1818 No 1.80
Ang CU ANG Federal Credit Union 5401 E Lake Blvd Bldg 630 35217 (205) 841-4525 No 2.61
Nrs Community Development CU MAIN OFFICE 7400 LONDON AVE 35213 (205) 833-3556 No 4.34
O'neal CU ONeal Credit Union 744 41st St N 35202 (205) 599-8010 No 5.09
Railroad CU Main Office 1808 2nd Ave S 35210 (205) 956-0678 No 5.74

L&n Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

L&n Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.97 6.16 5.07 7.84
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 394 459 276 469
Rank Among All Alabama Credit Unions 23 48 46 25 45

L&n Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.27 0.67 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 102 231 227
Rank Among All Alabama Credit Unions N/A 25 14 29 23
L&n Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900144201,476
All Other Unsecured Loans/Lines of Credit 16.390166287,069
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.97034888,401
Used Vehicle Loans 6.1601531,743,146
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.070342,819,493
Total Other Real Estate Loans/Lines of Credit 7.8406256,399
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.05036331,766
TOTAL LOANS & LEASES 5736,527,750

L&n Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 8740,57700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 262,078,9161124,812
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 140,70400
Open-End Adjustable Rate 5215,69522,400
Open-End Fixed Rate 0000
TOTALS 403,075,8923127,212


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

L&n Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes