People's First Federal Credit Union

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A short history of People's First FCU

Since its inception in 1936 the People's First Federal Credit Union has been serving its members in the TARRANT, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kristin Stokes, the People's First FCU has grown its membership to over 557 with assets of more than $4,036,688. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (205) 841-1818 or email them at peoplesunion@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TARRANT, AL.

General Information For People's First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1610
Address P.O. BOX 170280 
City TARRANT 
State Alabama 
Zip-Code 35217
Phone Number (205) 841-1818
Fax Number (205) 841-3327
Email Address: peoplesunion@bellsouth.net
CEO/President Kristin Stokes
Members 557 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,036,688 
Website http://www.pffcu.virtualcu.net 

Compare People's First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ang CU ANG Federal Credit Union 5401 E Lake Blvd Bldg 630 35217 (205) 841-4525 No 2.61
L&n Employees CU L & N Credit Union 4101 Vanderbilt Rd 35217 (205) 841-2544 No 3.34
Nrs Community Development CU MAIN OFFICE 7400 LONDON AVE 35213 (205) 833-3556 No 4.34
O'neal CU ONeal Credit Union 744 41st St N 35202 (205) 599-8010 No 5.09
Railroad CU Main Office 1808 2nd Ave S 35210 (205) 956-0678 No 5.74

People's First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


People's First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.25 2.25 3.25 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 57 36 44 38
Rank Among All Alabama Credit Unions 27 7 4 3 1

People's First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.20 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 318 283
Rank Among All Alabama Credit Unions N/A 25 19 41 34
People's First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9005142,706
All Other Unsecured Loans/Lines of Credit 10.250105198,660
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.000129,056
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.250990,593
Used Vehicle Loans 2.25077713,920
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250281,590,092
Total Other Real Estate Loans/Lines of Credit 3.250397,526
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.25025313,729
TOTAL LOANS & LEASES 3103,056,282

People's First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 8297,11900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 201,292,97300

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 397,52600
Open-End Fixed Rate 0000
TOTALS 311,687,61800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

People's First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes