Kauai Government Employees Federal Credit Union

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A short history of Kauai Government Employees FCU

Since its inception in 1947 the Kauai Government Employees Federal Credit Union has been serving its members in the Lihue, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Corinne King, the Kauai Government Employees FCU has grown its membership to over 7,259 with assets of more than $118,898,234. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 245-2463 or email them at info@kgefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lihue, HI.

General Information For Kauai Government Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5487
Address PO Box 711 
City Lihue 
State Hawaii 
Zip-Code 96766
Phone Number (808) 245-2463
Fax Number (808) 246-9709
Email Address: info@kgefcu.org
CEO/President Corinne King
Members 7,259 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 118,898,234 
Website http://www.kgefcu.org 

Compare Kauai Government Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kauai Community CU Eleele Branch Office Eleele Shopping Center 96705 (808) 245-6791 No 2.44
Garden Island CU EPL 22 Inverness center Pkwy Ste 400 35242 (205) 408-5300 No 3.20
Kauai Teachers CU Kauai Government EFCU 2976 Ewalu St 96766 (808) 245-2463 No 3.29
Mcbryde CU Mcbryde FCU 4469 Waialo Road 96705 (808) 335-3365 No 12.09
Kekaha CU Main Office 8254 Kekaha Rd 96752 (808) 337-1433 No 18.95

Kauai Government Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Kauai Government Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 5.75 6.50 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 469 499 138 100
Rank Among All Hawaii Credit Unions 16 33 34 11 11

Kauai Government Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.20 0.30 1.16 1.16
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 108 97 142 138
Rank Among All Hawaii Credit Unions 3 11 4 5 5
Kauai Government Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0006692,682,143
All Other Unsecured Loans/Lines of Credit 10.5001,59816,326,151
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2501381,191,477
New Vehicle Loans 5.7502254,927,586
Used Vehicle Loans 6.50071411,092,352
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00018236,973,032
Total Other Real Estate Loans/Lines of Credit 4.000876,672,428
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,0856,369,395
TOTAL LOANS & LEASES 4,69886,234,564

Kauai Government Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 162,288,1262315,000
    b. 15 Years or less 8610,489,6403460,000
Balloon/Hybrid
    a. > 15 years 8024,195,26693,665,100
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7536,26400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 806,136,1645391,500
Open-End Fixed Rate 0000
TOTALS 26943,645,460194,831,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kauai Government Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes