Garden Island Federal Credit Union

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A short history of Garden Island FCU

Since its inception in 1938 the Garden Island Federal Credit Union has been serving its members in the Lihue, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Keith Uyeno, the Garden Island FCU has grown its membership to over 7,888 with assets of more than $94,613,727. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 245-2712 or email them at info@gardenislandfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lihue, HI.

General Information For Garden Island FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24796
Address 2973 Kele St 
City Lihue 
State Hawaii 
Zip-Code 96766
Phone Number (808) 245-2712
Fax Number () -
Email Address: info@gardenislandfcu.com
CEO/President Keith Uyeno
Members 7,888 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 94,613,727 
Website http://www.gardenislandfcu.com 

Compare Garden Island Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kauai Community CU Eleele Branch Office Eleele Shopping Center 96705 (808) 245-6791 No 2.44
Kauai Teachers CU Kauai Government EFCU 2976 Ewalu St 96766 (808) 245-2463 No 3.29
Kauai Government Employees CU Main Branch 2976 Ewalu St 96766 (808) 245-2463 No 3.36
Mcbryde CU Mcbryde FCU 4469 Waialo Road 96705 (808) 335-3365 No 12.09
Kekaha CU Main Office 8254 Kekaha Rd 96752 (808) 337-1433 No 18.95

Garden Island Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Garden Island Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 5.50 5.75 5.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 449 416 268 200
Rank Among All Hawaii Credit Unions 8 31 31 20 18

Garden Island Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.33 N/A 1.13 0.73
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 83 N/A 148 194
Rank Among All Hawaii Credit Unions 3 8 N/A 7 10
Garden Island Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9909991,434,276
All Other Unsecured Loans/Lines of Credit 7.5009897,030,125
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.5001653,141,492
Used Vehicle Loans 5.7501422,087,951
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000546,455,783
Total Other Real Estate Loans/Lines of Credit 4.75012455,813
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.500100946,388
TOTAL LOANS & LEASES 2,46121,551,828

Garden Island Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 183,179,1022451,000
    b. 15 Years or less 282,641,5702205,000
Balloon/Hybrid
    a. > 15 years 1191,45900
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6443,5631150,000
Adjustable Rate > 1 yr 18900

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12455,813137,500
Open-End Fixed Rate 0000
TOTALS 666,911,5966843,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Garden Island Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes