Kekaha Federal Credit Union

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A short history of Kekaha FCU

Since its inception in 1938 the Kekaha Federal Credit Union has been serving its members in the Kekaha, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scot Tsuchiyama, the Kekaha FCU has grown its membership to over 1,752 with assets of more than $20,552,417. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 337-1433 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kekaha, HI.

General Information For Kekaha FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2578
Address P.O. Box 609 
City Kekaha 
State Hawaii 
Zip-Code 96752
Phone Number (808) 337-1433
Fax Number (808) 337-9591
Email Address:
CEO/President Scot Tsuchiyama
Members 1,752 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,552,417 

Compare Kekaha Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mcbryde CU Mcbryde FCU 4469 Waialo Road 96705 (808) 335-3365 No 12.35
Kauai Community CU Eleele Branch Office Eleele Shopping Center 96705 (808) 245-6791 No 22.28
Garden Island CU EPL 22 Inverness center Pkwy Ste 400 35242 (205) 408-5300 No 23.16
Kauai Teachers CU Kauai Government EFCU 2976 Ewalu St 96766 (808) 245-2463 No 23.24
Kauai Government Employees CU Main Branch 2976 Ewalu St 96766 (808) 245-2463 No 23.31

Kekaha Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Kekaha Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.99 3.99 5.00 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 279 202 268 391
Rank Among All Hawaii Credit Unions 16 19 18 20 27

Kekaha Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A 174 158
Rank Among All Hawaii Credit Unions N/A 6 N/A 8 7
Kekaha Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.00087201,941
All Other Unsecured Loans/Lines of Credit 8.000184799,857
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.99041785,436
Used Vehicle Loans 3.99028379,403
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000398,426,859
Total Other Real Estate Loans/Lines of Credit 6.500181,074,464
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00052315,301
TOTAL LOANS & LEASES 44911,983,261

Kekaha Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 194,867,5531305,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 203,559,30600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 181,074,46400
Open-End Fixed Rate 0000
TOTALS 579,501,3231305,000


Interest Only & Payment Option 1st Mortgage Loans 103,132,3400
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kekaha Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes