Kalsee Credit Union

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A short history of Kalsee CU

Since its inception in 1954 the Kalsee Credit Union has been serving its members in the Kalamazoo, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matt Lahman, the Kalsee CU has grown its membership to over 23,058 with assets of more than $173,234,265. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (269) 382-7800 or email them at kalsee@kalsee.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kalamazoo, MI.

General Information For Kalsee CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61219
Address PO Box 3006 
City Kalamazoo 
State Michigan 
Zip-Code 49003
Phone Number (269) 382-7800
Fax Number (269) 381-2407
Email Address: kalsee@kalsee.com
CEO/President Matt Lahman
Members 23,058 
Full-Time Employees 58 
Part-Time Employees
Number of Branch Offices
Total Assets 173,234,265 
Website http://www.kalsee.com 

Compare Kalsee Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community Promise CU Main Office 1313 Portage St 49003 (269) 459-1777 No 1.31
Tower Family CU Main Office 3302 Mindi Ln 49007 (269) 344-8525 No 2.33
Kalamazoo Building Trades CU main 2650 Millcork St 49001 (269) 382-5966 No 3.85
Arbor Financial CU Gull Road 5991 Gull Rd 49048 (269) 383-2844 No 4.68
Consumers CU Plainfield 3869 Plainfield Ave NE 49048 (616) 447-1933 No 5.25

Kalsee Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kalsee Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.49 4.27 4.85 4.79 4.23
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 121 314 307 245 129
Rank Among All Michigan Credit Unions 15 93 77 71 21

Kalsee Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.37 0.36 1.39 1.61
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 79 88 105 84
Rank Among All Michigan Credit Unions 9 6 13 15 10
Kalsee Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4903,3297,681,510
All Other Unsecured Loans/Lines of Credit 10.6501,3445,761,869
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.27046910,826,635
Used Vehicle Loans 4.8505,33658,211,955
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.79035232,157,086
Total Other Real Estate Loans/Lines of Credit 4.2302024,503,958
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.90074311,820,316
TOTAL LOANS & LEASES 11,775130,963,329

Kalsee Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22519,444,137182,179,502
    b. 15 Years or less 704,770,544161,451,789
    a. > 15 years 0000
    b. 15 Years or less 537,590,785132,265,998
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2244,68400
Adjustable Rate > 1 yr 2106,93600


Closed-End Fixed Rate 622,473,34920701,300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1402,030,60956376,756
Open-End Fixed Rate 0000
TOTALS 55436,661,0441236,975,345


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kalsee Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes