Arbor Financial Credit Union

  • +1

A short history of Arbor Financial CU

Since its inception in 1935 the Arbor Financial Credit Union has been serving its members in the KALAMAZOO, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Blitchok, the Arbor Financial CU has grown its membership to over 37,668 with assets of more than $512,993,766. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (269) 375-6702 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KALAMAZOO, MI.

General Information For Arbor Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61708
Address 1551 S 9TH ST 
State Michigan 
Zip-Code 49009
Phone Number (269) 375-6702
Fax Number (269) 544-3488
Email Address:
CEO/President Julie Blitchok
Members 37,668 
Full-Time Employees 136 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 512,993,766 

Compare Arbor Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Consumers CU Plainfield 3869 Plainfield Ave NE 49048 (616) 447-1933 No 2.86
Community Promise CU Main Office 1313 Portage St 49003 (269) 459-1777 No 5.77
Tower Family CU Main Office 3302 Mindi Ln 49007 (269) 344-8525 No 6.04
Kalsee CU Battle Creek Branch 1585 W Dickman Rd 49003 (269) 962-1224 No 7.52
Kalamazoo Building Trades CU main 2650 Millcork St 49001 (269) 382-5966 No 8.34

Arbor Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Arbor Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.74 2.99 4.13 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 113 91 160 100
Rank Among All Michigan Credit Unions 38 27 23 39 15

Arbor Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.30 1.00 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 97 174 211
Rank Among All Michigan Credit Unions 13 16 17 35 45
Arbor Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9008,45926,619,878
All Other Unsecured Loans/Lines of Credit 8.5005,58420,572,345
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7403878,002,673
Used Vehicle Loans 2.9904,67953,180,202
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1302,313229,448,447
Total Other Real Estate Loans/Lines of Credit 4.0001,08925,360,185
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.74075913,705,823
TOTAL LOANS & LEASES 23,270376,889,553

Arbor Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 65082,743,43110817,134,507
    b. 15 Years or less 1,479112,736,8699212,844,370
    a. > 15 years 4611,885,42231,840,127
    b. 15 Years or less 11018,961,94566,549,576
Other Fixed Rate 191,629,1614273,400
Adjustable Rate 1 yr or less 2551,2503651,250
Adjustable Rate > 1 yr 7940,3691630,000


Closed-End Fixed Rate 231,173,88600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,06624,186,2991,6007,722,915
Open-End Fixed Rate 0000
TOTALS 3,402254,808,6321,81747,646,145


Interest Only & Payment Option 1st Mortgage Loans 15747,5530
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Arbor Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes