Jstc Employees Federal Credit Union

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A short history of Jstc Employees FCU

Since its inception in 1952 the Jstc Employees Federal Credit Union has been serving its members in the JOHNSTOWN, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Renee Worrell, the Jstc Employees FCU has grown its membership to over 1,930 with assets of more than $23,477,890. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (814) 266-6222 or email them at creditunion@jstc.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JOHNSTOWN, PA.

General Information For Jstc Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7832
Address 969 EISENHOWER BLVD STE J 
City JOHNSTOWN 
State Pennsylvania 
Zip-Code 15904
Phone Number (814) 266-6222
Fax Number (814) 266-7145
Email Address: creditunion@jstc.net
CEO/President Renee Worrell
Members 1,930 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,477,890 
Website http://www.jstc.net 

Compare Jstc Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ussco Johnstown CU Ebensburg 169 Mini Mall Rd 15931 (814) 472-0615 No 1.63
Franklin Johnstown CU Richland Office 310 Bloomfield St 15904 (814) 262-9117 No 2.96
Merho CU MERHO Federal Credit Union 15 Irene St 15905 (814) 535-3116 No 3.21
G.a.p. CU Downtown 111 Franklin St Rm 224 15901 (814) 535-4165 No 3.38
Healthcare First Credit Union CU UPMC Altoona Hospital 620 Howard Ave 16601 (814) 535-2606 No 3.53

Jstc Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Jstc Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 3.07 3.73 6.46 5.93
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 153 173 409 333
Rank Among All Pennsylvania Credit Unions 27 56 50 107 106

Jstc Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.10 0.50 0.17
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 134 263 274
Rank Among All Pennsylvania Credit Unions 22 37 27 72 61
Jstc Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.250574778,544
All Other Unsecured Loans/Lines of Credit 11.8301811,493,806
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.81021571,947
New Vehicle Loans 3.070801,386,266
Used Vehicle Loans 3.7301781,971,871
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.460411,094,723
Total Other Real Estate Loans/Lines of Credit 5.93033762,988
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.230521,391,453
TOTAL LOANS & LEASES 1,1609,451,598

Jstc Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9458,00300
    b. 15 Years or less 6195,03400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 26441,68600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 22572,20500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 11190,78300
Open-End Fixed Rate 0000
TOTALS 741,857,71100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jstc Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes