Franklin Johnstown Federal Credit Union

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A short history of Franklin Johnstown FCU

Since its inception in 1950 the Franklin Johnstown Federal Credit Union has been serving its members in the JOHNSTOWN, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Summits, the Franklin Johnstown FCU has grown its membership to over 4,970 with assets of more than $31,287,080. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (814) 262-9117 or email them at creditunion@franklinjohnstown.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JOHNSTOWN, PA.

General Information For Franklin Johnstown FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6723
Address 310 BLOOMFIELD ST 
City JOHNSTOWN 
State Pennsylvania 
Zip-Code 15904
Phone Number (814) 262-9117
Fax Number (814) 262-0709
Email Address: creditunion@franklinjohnstown.com
CEO/President Mary Summits
Members 4,970 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 31,287,080 
Website http://www.franklinjohnstown.com 

Compare Franklin Johnstown Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ussco Johnstown CU Ebensburg 169 Mini Mall Rd 15931 (814) 472-0615 No 1.63
Jstc Employees CU Main Office 969 Eisenhower Blvd Ste J 15904 (814) 266-6222 No 3.16
Merho CU MERHO Federal Credit Union 15 Irene St 15905 (814) 535-3116 No 3.21
G.a.p. CU Downtown 111 Franklin St Rm 224 15901 (814) 535-4165 No 3.38
Healthcare First Credit Union CU UPMC Altoona Hospital 620 Howard Ave 16601 (814) 535-2606 No 3.53

Franklin Johnstown Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Franklin Johnstown Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 1.99 2.99 4.67 6.79
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 34 91 228 415
Rank Among All Pennsylvania Credit Unions 42 8 25 77 114

Franklin Johnstown Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 302 259
Rank Among All Pennsylvania Credit Unions N/A 32 N/A 84 55
Franklin Johnstown Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0009261,009,025
All Other Unsecured Loans/Lines of Credit 9.7504152,014,976
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9902152,915,476
Used Vehicle Loans 2.9901761,535,597
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.670466,865
Total Other Real Estate Loans/Lines of Credit 6.790522,224,074
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.8003631,352,769
TOTAL LOANS & LEASES 2,15111,118,782

Franklin Johnstown Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 466,86500

OTHER REAL ESTATE

Closed-End Fixed Rate 482,086,5265437,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4137,54800
Open-End Fixed Rate 0000
TOTALS 562,290,9395437,200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Franklin Johnstown Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes