Healthcare First Credit Union

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A short history of Healthcare First CU

Since its inception in 1979 the Healthcare First Credit Union has been serving its members in the JOHNSTOWN, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Meghan Sinclair, the Healthcare First CU has grown its membership to over 10,913 with assets of more than $87,652,112. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (814) 535-2606 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JOHNSTOWN, PA.

General Information For Healthcare First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65013
State Pennsylvania 
Zip-Code 15905
Phone Number (814) 535-2606
Fax Number (814) 535-5146
Email Address:
CEO/President Meghan Sinclair
Members 10,913 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 87,652,112 

Compare Healthcare First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Johnstown School Employees CU Main 738 Viewmont Ave 15905 (814) 255-6642 No 1.98
Merho CU MERHO Federal Credit Union 15 Irene St 15905 (814) 535-3116 No 3.36
G.a.p. CU Downtown 111 Franklin St Rm 224 15901 (814) 535-4165 No 4.01
Jstc Employees CU Main Office 969 Eisenhower Blvd Ste J 15904 (814) 266-6222 No 6.20
Franklin Johnstown CU Richland Office 310 Bloomfield St 15904 (814) 262-9117 No 7.06

Healthcare First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Healthcare First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.00 3.49 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 35 146 138 100
Rank Among All Pennsylvania Credit Unions 41 9 42 40 35

Healthcare First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.50 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 60 293 250
Rank Among All Pennsylvania Credit Unions N/A 32 5 81 51
Healthcare First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9902,0162,824,934
All Other Unsecured Loans/Lines of Credit 7.4901,8218,215,409
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.50018461,893
New Vehicle Loans 2.0002603,610,845
Used Vehicle Loans 3.49080910,016,950
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001406,623,758
Total Other Real Estate Loans/Lines of Credit 4.0001656,069,564
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0002202,553,633
TOTAL LOANS & LEASES 5,44940,376,986

Healthcare First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1184,873,2829684,700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 221,750,47600


Closed-End Fixed Rate 793,255,5342175,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 862,814,03000
Open-End Fixed Rate 0000
TOTALS 30512,693,32211859,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Healthcare First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes