I-c Federal Credit Union

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A short history of I-c FCU

Since its inception in 1934 the I-c Federal Credit Union has been serving its members in the Fitchburg, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anthony Emerson, the I-c FCU has grown its membership to over 34,748 with assets of more than $516,685,561. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (978) 343-3725 or email them at info@iccreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fitchburg, MA.

General Information For I-c FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24250
Address 300 Bemis Rd 
City Fitchburg 
State Massachusetts 
Zip-Code 01420
Phone Number (978) 343-3725
Fax Number (978) 348-1457
Email Address: info@iccreditunion.com
CEO/President Anthony Emerson
Members 34,748 
Full-Time Employees 109 
Part-Time Employees
Number of Branch Offices
Total Assets 516,685,561 
Website http://www.iccreditunion.org 

Compare I-c Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Workers' CU Lunenburg Office 603 Massachusetts Ave 01462 (978) 345-1021 No 0.20
Leominster Employees CU LEFCU Office 24 Church St 01453 (978) 534-0240 No 4.48
Leominster CU Holden 715 Main St 01520 (508) 829-7146 No 4.76
Gfa CU Ashburnham Branch 35 Main St 01440 (978) 827-3283 No 9.90
Worcester Police Department CU WPDCU 805 W Boylston St 01606 (508) 799-7677 No 18.04

I-c Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

I-c Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.32 3.62 4.81 4.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 279 223 302 138 200
Rank Among All Massachusetts Credit Unions 19 56 66 35 41

I-c Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.29 1.05 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 99 165 152
Rank Among All Massachusetts Credit Unions 10 14 22 27 22
I-c Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.3201,1321,877,723
All Other Unsecured Loans/Lines of Credit 14.5001,6002,508,198
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.470621,053,045
New Vehicle Loans 3.6201,91127,559,321
Used Vehicle Loans 4.8107,93690,068,025
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,919186,230,886
Total Other Real Estate Loans/Lines of Credit 4.7501,75552,068,638
Leases Receivable 4.75080118,847,303
Total All Other Loans/Lines of Credit 3.1001131,922,788
TOTAL LOANS & LEASES 17,229382,135,927

I-c Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 780117,330,0398216,150,790
    b. 15 Years or less 57945,946,617282,605,455
    a. > 15 years 253,253,2062302,250
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 53019,057,737101,103,900
Adjustable Rate > 1 yr 5643,28700


Closed-End Fixed Rate 49015,359,607472,066,903
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,26536,709,0316511,130,672
Open-End Fixed Rate 0000
TOTALS 3,674238,299,52423433,359,970


Interest Only & Payment Option 1st Mortgage Loans 51917,785,890760,000
Interest Only & Payment Option Other RE/LOC Loans 1,26536,709,03111,130,672
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

I-c Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes