Leominster Credit Union

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A short history of Leominster CU

Since its inception in 1954 the Leominster Credit Union has been serving its members in the Leominster, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John O'Brien, the Leominster CU has grown its membership to over 53,537 with assets of more than $655,022,470. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (978) 537-8021 or email them at Info@leominstercu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Leominster, MA.

General Information For Leominster CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66699
Address 20 Adams St. 
City Leominster 
State Massachusetts 
Zip-Code 01453
Phone Number (978) 537-8021
Fax Number () -
Email Address: Info@leominstercu.com
CEO/President John O'Brien
Members 53,537 
Full-Time Employees 127 
Part-Time Employees
Number of Branch Offices
Total Assets 655,022,470 
Website http://www.leominstercu.com 

Compare Leominster Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Leominster Employees CU LEFCU Office 24 Church St 01453 (978) 534-0240 No 0.61
I-c CU Worcester 947 W Boylston St 01606 (978) 343-3725 No 3.27
Workers' CU Lunenburg Office 603 Massachusetts Ave 01462 (978) 345-1021 No 4.51
Gfa CU Ashburnham Branch 35 Main St 01440 (978) 827-3283 No 12.17
Worcester Police Department CU WPDCU 805 W Boylston St 01606 (508) 799-7677 No 14.05

Leominster Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Leominster Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.64 5.64 4.00 1.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 102 402 138 4
Rank Among All Massachusetts Credit Unions N/A 28 78 35 1

Leominster Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.34 0.14 0.31 1.29 1.26
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 85 121 95 119 124
Rank Among All Massachusetts Credit Unions 2 16 20 15 15
Leominster Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9908392,981,371
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.7501605,004,606
New Vehicle Loans 2.6402,64537,908,621
Used Vehicle Loans 5.64010,724111,130,101
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,755208,321,063
Total Other Real Estate Loans/Lines of Credit 1.9901,99063,613,209
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0006,29920,963,767
TOTAL LOANS & LEASES 24,412449,922,738

Leominster Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,038129,344,941638,703,806
    b. 15 Years or less 51943,643,804101,502,900
    a. > 15 years 5310,349,816163,510,493
    b. 15 Years or less 499,886,76300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7310,140,35800
Adjustable Rate > 1 yr 234,955,38151,168,500


Closed-End Fixed Rate 3048,340,713311,310,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,68655,272,49618514,454,300
Open-End Fixed Rate 0000
TOTALS 3,745271,934,27231030,650,199


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,54551,760,31114,454,300
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Leominster Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes