Horizon Credit Union

  • +1

A short history of Horizon CU

Since its inception in 1948 the Horizon Credit Union has been serving its members in the Spokane Valley, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffry Adams, the Horizon CU has grown its membership to over 70,211 with assets of more than $944,295,223. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (509) 928-6494 or email them at hzcu@hzcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Spokane Valley, WA.

General Information For Horizon CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67264
Address PO Box 15128 
City Spokane Valley 
State Washington 
Zip-Code 99215
Phone Number (509) 928-6494
Fax Number (509) 928-9475
Email Address: hzcu@hzcu.org
CEO/President Jeffry Adams
Members 70,211 
Full-Time Employees 226 
Part-Time Employees 11 
Number of Branch Offices 20 
Total Assets 944,295,223 
Website http://www.hzcu.org 

Compare Horizon Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Spokane Media CU Spokane Media FCU 6103 N Astor St 99208 (509) 777-8962 No 0.07
Spokane CU Spokane Federal Credit Union 930 N Howard St 99201 (509) 323-1357 No 0.49
Global CU Post Falls 3640 E Seltice Way 83854 (509) 455-4700 No 0.56
Spokane Law Enforcement CU Spokane Law Enforcement Credit Union 924 W Sinto Ave 99201 (509) 327-3244 No 0.79
Spokane City CU Spokane City Credit Union 1930 N Monroe St 99209 (509) 325-7228 No 1.16

Horizon Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Horizon Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.65 2.99 2.99 3.75 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 215 145 91 102 199
Rank Among All Washington Credit Unions 24 15 9 11 18

Horizon Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 1.20 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 134 158
Rank Among All Washington Credit Unions 15 18 19 11 10
Horizon Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.65013,21222,760,092
All Other Unsecured Loans/Lines of Credit 8.9002,3781,603,238
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,52738,177,472
Used Vehicle Loans 2.99011,073163,726,011
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7502,270139,507,711
Total Other Real Estate Loans/Lines of Credit 4.7401,10629,232,835
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.24014,201395,847,915
TOTAL LOANS & LEASES 45,767790,855,274

Horizon Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 60168,077,040212,992,490
    b. 15 Years or less 74339,183,981735,322,099
    a. > 15 years 0000
    b. 15 Years or less 12613,178,5291232,900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 72311,068,9401523,444,481
Adjustable Rate > 1 yr 777,999,2212691


Closed-End Fixed Rate 1302,698,3085204,100
Closed-End Adjustable Rate 8170,50300
Open-End Adjustable Rate 85723,811,1263283,470,733
Open-End Fixed Rate 1112,552,89820266,065
TOTALS 3,376168,740,54660215,933,559


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 4265,87022,285
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Horizon Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes