Spokane Federal Credit Union

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A short history of Spokane FCU

Since its inception in 1956 the Spokane Federal Credit Union has been serving its members in the SPOKANE, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Blain, the Spokane FCU has grown its membership to over 11,531 with assets of more than $152,033,702. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (509) 328-2900 or email them at sfcu@spokanefederal.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPOKANE, WA.

General Information For Spokane FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11162
Address PO BOX 2519 
State Washington 
Zip-Code 99220
Phone Number (509) 328-2900
Fax Number (509) 323-1348
Email Address: sfcu@spokanefederal.com
CEO/President Susan Blain
Members 11,531 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 152,033,702 
Website http://www.spokanefederal.com 

Compare Spokane Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Spokane Media CU Spokane Media FCU 6103 N Astor St 99208 (509) 777-8962 No 0.07
Global CU Post Falls 3640 E Seltice Way 83854 (509) 455-4700 No 0.55
Spokane Law Enforcement CU Spokane Law Enforcement Credit Union 924 W Sinto Ave 99201 (509) 327-3244 No 0.79
Spokane City CU Spokane City Credit Union 1930 N Monroe St 99209 (509) 325-7228 No 1.16
Spokane Firefighters CU SFCU 2002 N Atlantic St 99205 (509) 484-5650 No 1.34

Spokane Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spokane Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.49 3.49 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 208 146 138 132
Rank Among All Washington Credit Unions 28 25 14 18 7

Spokane Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.15 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 324 283
Rank Among All Washington Credit Unions 15 18 26 42 36
Spokane Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9003,9546,300,336
All Other Unsecured Loans/Lines of Credit 8.7501,1103,968,987
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.49055213,703,020
Used Vehicle Loans 3.4902,10825,197,306
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00050040,895,961
Total Other Real Estate Loans/Lines of Credit 4.250912,484,104
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50069117,963,005
TOTAL LOANS & LEASES 9,006110,512,719

Spokane Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 136,61700
    b. 15 Years or less 41734,176,112323,748,550
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6554,137350,000
Adjustable Rate > 1 yr 766,129,0954119,450


Closed-End Fixed Rate 411,528,0114257,800
Closed-End Adjustable Rate 384,666279,022
Open-End Adjustable Rate 13103,451225,000
Open-End Fixed Rate 34767,976351,000
TOTALS 59143,380,065504,330,822


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spokane Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes