Spokane City Credit Union

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A short history of Spokane City CU

Since its inception in 1934 the Spokane City Credit Union has been serving its members in the Spokane, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eugene Fitzpatrick, the Spokane City CU has grown its membership to over 5,337 with assets of more than $38,029,099. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (509) 325-7228 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Spokane, WA.

General Information For Spokane City CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68283
Address PO Box 9639 
City Spokane 
State Washington 
Zip-Code 99209
Phone Number (509) 325-7228
Fax Number (509) 325-9818
Email Address: none
CEO/President Eugene Fitzpatrick
Members 5,337 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 38,029,099 
Website http://www.sccu.net 

Compare Spokane City Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Spokane Media CU Spokane Media FCU 6103 N Astor St 99208 (509) 777-8962 No 0.07
Spokane CU Spokane Federal Credit Union 930 N Howard St 99201 (509) 323-1357 No 0.49
Global CU Post Falls 3640 E Seltice Way 83854 (509) 455-4700 No 0.55
Spokane Law Enforcement CU Spokane Law Enforcement Credit Union 924 W Sinto Ave 99201 (509) 327-3244 No 0.79
Spokane Firefighters CU SFCU 2002 N Atlantic St 99205 (509) 484-5650 No 1.34

Spokane City Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spokane City Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.10 3.65 3.99 4.77 4.77
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 95 228 202 241 202
Rank Among All Washington Credit Unions 8 31 22 42 20

Spokane City Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.16 0.28 0.38 0.32
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 117 101 288 257
Rank Among All Washington Credit Unions N/A 12 11 33 27
Spokane City Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.1001,2662,084,404
All Other Unsecured Loans/Lines of Credit 10.670331629,041
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.6504475,290,611
Used Vehicle Loans 3.9904825,526,062
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.770894,455,551
Total Other Real Estate Loans/Lines of Credit 4.770852,322,730
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9405605,319,333
TOTAL LOANS & LEASES 3,26025,627,732

Spokane City Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,011,5352400,000
    b. 15 Years or less 5397,857165,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 251,001,289832,418
Adjustable Rate > 1 yr 502,044,87017506,903


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 852,322,730371,032,297
Open-End Fixed Rate 0000
TOTALS 1746,778,281652,036,618


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spokane City Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes