Henrico Federal Credit Union

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A short history of Henrico FCU

Since its inception in 1967 the Henrico Federal Credit Union has been serving its members in the HENRICO, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christopher Williams, the Henrico FCU has grown its membership to over 29,815 with assets of more than $249,692,238. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (804) 266-0290 or email them at memberservices@henricofcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HENRICO, VA.

General Information For Henrico FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18175
Address 9401 W BROAD ST 
State Virginia 
Zip-Code 23294
Phone Number (804) 266-0290
Fax Number (804) 545-7822
Email Address: memberservices@henricofcu.org
CEO/President Christopher Williams
Members 29,815 
Full-Time Employees 71 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 249,692,238 
Website http://www.henricofcu.org 

Compare Henrico Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Connects CU Hanover 9280 Chamberlayne Rd Ste 100 23228 (804) 427-5185 No 1.26
Virginia United Methodist CU Virginia United Methodist Credit Union 10330 Staples Mill Rd 23228 (804) 672-0200 No 2.44
River Trace CU RiverTrace Federal Credit Union 6011 Staples Mill Rd 23228 (804) 266-2767 No 2.97
Cadmus Credit Union Incorporated CU Cadmus Credit Union 2901 Byrdhill Rd 23228 (804) 515-5155 No 3.89
Virginia Boxer CU Virginia Boxer Federal Credit Union 5710 Lakeside Ave 23228 (804) 264-6800 No 4.38

Henrico Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Henrico Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.91 3.47 3.72 3.49 4.69
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 244 206 172 70 194
Rank Among All Virginia Credit Unions 27 32 24 8 23

Henrico Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.21 0.15 N/A 1.10 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 101 119 N/A 152 199
Rank Among All Virginia Credit Unions 6 22 N/A 23 27
Henrico Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9104,10110,895,659
All Other Unsecured Loans/Lines of Credit 10.5402,4627,619,224
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.47083217,942,954
Used Vehicle Loans 3.7205,32962,989,438
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49027524,447,557
Total Other Real Estate Loans/Lines of Credit 4.69046714,600,262
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7903642,910,238
TOTAL LOANS & LEASES 13,830141,405,332

Henrico Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 415,088,9684553,307
    b. 15 Years or less 21418,910,951273,382,942
    a. > 15 years 262,16300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 18385,4758185,008


Closed-End Fixed Rate 1102,729,30927940,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1606,010,44820638,511
Open-End Fixed Rate 1975,860,50500
TOTALS 74239,047,819865,700,468


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Henrico Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes