River Trace Federal Credit Union

Social
  • +1

A short history of River Trace FCU

Since its inception in 1956 the River Trace Federal Credit Union has been serving its members in the RICHMOND, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Catherine McDermott, the River Trace FCU has grown its membership to over 3,032 with assets of more than $23,809,176. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (804) 266-2767 or email them at info@rfpfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHMOND, VA.

General Information For River Trace FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11150
Address 6011 STAPLES MILL RD 
City RICHMOND 
State Virginia 
Zip-Code 23228
Phone Number (804) 266-2767
Fax Number (804) 266-5803
Email Address: info@rfpfcu.org
CEO/President Catherine McDermott
Members 3,032 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,809,176 
Website http://www.rivertracefcu.org 

Compare River Trace Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Connects CU Hanover 9280 Chamberlayne Rd Ste 100 23228 (804) 427-5185 No 1.39
Cadmus Credit Union Incorporated CU Cadmus Credit Union 2901 Byrdhill Rd 23228 (804) 515-5155 No 1.91
Virginia Boxer CU Virginia Boxer Federal Credit Union 5710 Lakeside Ave 23228 (804) 264-6800 No 1.94
Partners Financial CU Woodlake 14901 Dogwood Villas Dr 23228 (804) 649-2957 No 2.68
Virginia United Methodist CU Virginia United Methodist Credit Union 10330 Staples Mill Rd 23228 (804) 672-0200 No 3.00

River Trace Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


River Trace Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.40 5.00 8.25 6.91 6.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 193 397 649 434 426
Rank Among All Virginia Credit Unions 17 58 80 52 51

River Trace Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 1.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 118 N/A
Rank Among All Virginia Credit Unions N/A 22 17 16 N/A
River Trace Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.400197859,754
All Other Unsecured Loans/Lines of Credit 9.720193774,786
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0001313,793,149
Used Vehicle Loans 8.2506059,148,724
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.910382,453,809
Total Other Real Estate Loans/Lines of Credit 6.95034795,396
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.900661,140,897
TOTAL LOANS & LEASES 1,26418,966,515

River Trace Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 282,202,16500
    b. 15 Years or less 10251,64400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34795,39600
Open-End Fixed Rate 0000
TOTALS 723,249,20500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Trace Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes