Virginia United Methodist Credit Union

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A short history of Virginia United Methodist CU

Since its inception in 1952 the Virginia United Methodist Credit Union has been serving its members in the RICHMOND, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Eads, the Virginia United Methodist CU has grown its membership to over 3,275 with assets of more than $15,158,960. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (804) 672-0200 or email them at creditunion@vumcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHMOND, VA.

General Information For Virginia United Methodist CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62536
Address P.O. BOX 9798 
City RICHMOND 
State Virginia 
Zip-Code 23228
Phone Number (804) 672-0200
Fax Number (804) 672-0444
Email Address: creditunion@vumcu.org
CEO/President James Eads
Members 3,275 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,158,960 
Website http://www.tumcu.org 

Compare Virginia United Methodist Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
River Trace CU RiverTrace Federal Credit Union 6011 Staples Mill Rd 23228 (804) 266-2767 No 1.10
Connects CU Hanover 9280 Chamberlayne Rd Ste 100 23228 (804) 427-5185 No 1.39
Cadmus Credit Union Incorporated CU Cadmus Credit Union 2901 Byrdhill Rd 23228 (804) 515-5155 No 1.91
Virginia Boxer CU Virginia Boxer Federal Credit Union 5710 Lakeside Ave 23228 (804) 264-6800 No 1.94
Partners Financial CU Woodlake 14901 Dogwood Villas Dr 23228 (804) 649-2957 No 2.68

Virginia United Methodist Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Virginia United Methodist Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 3.20 4.20 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 168 226 N/A 100
Rank Among All Virginia Credit Unions 38 26 31 N/A 10

Virginia United Methodist Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.13 0.70 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 129 224 199
Rank Among All Virginia Credit Unions 10 24 23 40 27
Virginia United Methodist Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0001,2101,691,928
All Other Unsecured Loans/Lines of Credit 12.0001721,216,188
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.45014165,758
New Vehicle Loans 3.2001802,740,991
Used Vehicle Loans 4.2001931,727,352
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.000402,314,079
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.95079728,310
TOTAL LOANS & LEASES 1,88810,584,606

Virginia United Methodist Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 331,839,21300
Closed-End Adjustable Rate 5419,04200
Open-End Adjustable Rate 255,82400
Open-End Fixed Rate 0000
TOTALS 402,314,07900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Virginia United Methodist Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes