G.h.s. Federal Credit Union

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A short history of G.h.s. FCU

Since its inception in 1954 the G.h.s. Federal Credit Union has been serving its members in the GREENVILLE, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frank Rivers, the G.h.s. FCU has grown its membership to over 12,293 with assets of more than $44,089,704. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (864) 288-8046 or email them at ghsfcu@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENVILLE, SC.

General Information For G.h.s. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9602
Address 211 PATEWOOD DR 
State South Carolina 
Zip-Code 29615
Phone Number (864) 288-8046
Fax Number (864) 288-8489
Email Address: ghsfcu@bellsouth.net
CEO/President Frank Rivers
Members 12,293 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 44,089,704 
Website https://www.myghsfcu.coop 

Compare G.h.s. Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Turbine CU TurbineFederal Credit Union 300 Garlington Rd 29615 (864) 254-2883 No 1.76
Mtc CU US0/US1 517C Michelin Rd 29602 (864) 458-1909 No 3.70
Communityworks CU 115 W Antrim 115 W Antrim Dr 29607 (864) 438-2421 No 4.26
Greenville CU Greer Branch 107 W Church St 29650 (864) 877-9089 No 4.30
S. C. Telco CU Park Avenue 420 E Park Ave Ste 100 29603 (864) 232-5553 No 5.39

G.h.s. Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

G.h.s. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.25 3.25 4.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 174 120 238 100
Rank Among All South Carolina Credit Unions 9 19 7 19 4

G.h.s. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.06 0.07 0.10 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 139 140 332 271
Rank Among All South Carolina Credit Unions 7 11 18 28 22
G.h.s. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9007781,213,437
All Other Unsecured Loans/Lines of Credit 10.0007883,182,544
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0006118,149
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2501592,926,223
Used Vehicle Loans 3.2506466,586,529
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7502217,714
Total Other Real Estate Loans/Lines of Credit 4.000611,251,032
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00034324,941
TOTAL LOANS & LEASES 2,52915,720,569

G.h.s. Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 2217,71400
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 611,251,03211472,500
Open-End Fixed Rate 0000
TOTALS 631,468,74611472,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

G.h.s. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes