Mtc Federal Credit Union

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A short history of Mtc FCU

Since its inception in 1976 the Mtc Federal Credit Union has been serving its members in the GREENVILLE, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Love, the Mtc FCU has grown its membership to over 17,174 with assets of more than $179,145,325. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (864) 908-3448 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GREENVILLE, SC.

General Information For Mtc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22520
Address PO BOX 1944 
State South Carolina 
Zip-Code 29602
Phone Number (864) 908-3448
Fax Number (864) 908-3448
Email Address:
CEO/President William Love
Members 17,174 
Full-Time Employees 70 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 179,145,325 

Compare Mtc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
S. C. Telco CU Park Avenue 420 E Park Ave Ste 100 29603 (864) 232-5553 No 0.41
Greenville Heritage CU Main 520 W Washington St 29602 (864) 467-4160 No 0.60
St Francis CU Downtown 121 Sumner St 29601 (864) 255-1660 No 1.63
Communityworks CU 115 W Antrim 115 W Antrim Dr 29607 (864) 438-2421 No 1.74
Greenville CU Greer Branch 107 W Church St 29650 (864) 877-9089 No 2.12

Mtc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mtc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.25 18.00 3.25 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 57 828 44 38
Rank Among All South Carolina Credit Unions 5 5 53 3 1

Mtc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.40 0.70 0.75 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 75 36 215 227
Rank Among All South Carolina Credit Unions 3 2 3 11 13
Mtc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9005,6809,633,794
All Other Unsecured Loans/Lines of Credit 18.0004,0958,215,116
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.25055910,577,679
Used Vehicle Loans 18.0003,39236,749,829
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25046141,392,774
Total Other Real Estate Loans/Lines of Credit 3.2501844,554,929
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.0007068,080,025
TOTAL LOANS & LEASES 15,077119,204,146

Mtc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 27619,948,419415,147,156
    a. > 15 years 0000
    b. 15 Years or less 213,812,6912648,555
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 622,958,64729242,645
Adjustable Rate > 1 yr 10214,673,017111,671,250


Closed-End Fixed Rate 611,268,6063112,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1233,286,32354461,071
Open-End Fixed Rate 0000
TOTALS 64545,947,7031408,283,177


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mtc Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes