Fme Federal Credit Union

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A short history of Fme FCU

Since its inception in 1936 the Fme Federal Credit Union has been serving its members in the ROSEVILLE, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by thomas schulz, the Fme FCU has grown its membership to over 7,608 with assets of more than $73,865,338. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (586) 415-6610 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROSEVILLE, MI.

General Information For Fme FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1622
Address PO BOX 721 
State Michigan 
Zip-Code 48066
Phone Number (586) 415-6610
Fax Number (586) 415-8320
Email Address:
CEO/President thomas schulz
Members 7,608 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices 14 
Total Assets 73,865,338 

Compare Fme Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Christian Financial CU Center Line 8171 E 10 Mile Rd 48015 (586) 772-6330 No 0.51
Eastpointe Community CU Eastpointe Community CU 22544 Gratiot Ave 48021 (586) 775-3160 No 3.38
Warren Municipal CU Warren Municipal Federal Credit Union 31300 Hoover Rd 48093 (586) 268-9690 No 3.78
Motor City Co-op CU Roseville Office 27454 Gratiot Ave 48066 (586) 228-8484 No 4.31
Unity CU Main Office 7240 E 12 Mile Rd 48092 (586) 573-4110 No 4.90

Fme Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fme Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.60 3.99 3.99 3.49 3.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 210 279 202 70 55
Rank Among All Michigan Credit Unions 31 83 52 9 4

Fme Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.24 0.32 0.37
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 108 299 248
Rank Among All Michigan Credit Unions 13 14 22 69 54
Fme Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.6001,6692,957,570
All Other Unsecured Loans/Lines of Credit 12.000352358,289
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901051,678,988
Used Vehicle Loans 3.9906035,295,021
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.49026815,595,266
Total Other Real Estate Loans/Lines of Credit 3.490621,270,405
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.00084925,712
TOTAL LOANS & LEASES 3,14328,081,251

Fme Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 333,201,19600
    b. 15 Years or less 1437,752,01912419,843
    a. > 15 years 341,681,3173112,459
    b. 15 Years or less 582,960,73400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 33837,082130,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 28402,2293118,000
Open-End Fixed Rate 131,09400
TOTALS 33016,865,67119680,302


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fme Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes