Unity Credit Union

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A short history of Unity CU

Since its inception in 1954 the Unity Credit Union has been serving its members in the WARREN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dennis Moriarity, the Unity CU has grown its membership to over 4,934 with assets of more than $48,042,173. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (586) 573-4110 or email them at dgmunity@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WARREN, MI.

General Information For Unity CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62362
Address 7240 E 12 MILE RD 
State Michigan 
Zip-Code 48092
Phone Number (586) 573-4110
Fax Number (586) 573-2593
Email Address: dgmunity@aol.com
CEO/President Dennis Moriarity
Members 4,934 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 48,042,173 
Website http://www.unitycu.com 

Compare Unity Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
A.b.d. CU ABD FEDERAL CREDIT UNION 2222 CONNER ST 48215 (313) 822-1034 No 1.20
Extra CU Extra Credit Union 6611 Chicago Rd 48092 (586) 276-3000 No 1.20
Ukrainian Selfreliance Michigan CU USMFCU-Main Office 26791 Ryan Rd 48091 (586) 756-3300 No 1.75
Ukrainian Future CU Ukrainina Future Credit Union 7345 Orchard Lake Rd 48322 (248) 487-0330 No 1.89
Warren Municipal CU Warren Municipal Federal Credit Union 31300 Hoover Rd 48093 (586) 268-9690 No 2.62

Unity Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Unity Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.95 2.95 6.50 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 31 88 412 368
Rank Among All Michigan Credit Unions N/A 7 22 101 75

Unity Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.20 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 318 283
Rank Among All Michigan Credit Unions N/A 19 30 73 62
Unity Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000514905,645
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.950961,568,663
Used Vehicle Loans 2.9503173,119,950
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.500322,849,123
Total Other Real Estate Loans/Lines of Credit 6.25027602,488
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0002422,033,361
TOTAL LOANS & LEASES 1,22811,079,230

Unity Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 192,134,48600
    b. 15 Years or less 12688,13000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 126,50700
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 18314,45000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 9288,03829,213
Open-End Fixed Rate 0000
TOTALS 593,451,61129,213


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Unity Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes