A.b.d. Federal Credit Union

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A short history of A.b.d. FCU

Since its inception in 1948 the A.b.d. Federal Credit Union has been serving its members in the WARREN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Krzysztof Stepien, the A.b.d. FCU has grown its membership to over 12,563 with assets of more than $62,946,841. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (586) 751-4400 or email them at abdacct@msn.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WARREN, MI.

General Information For A.b.d. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5885
Address 27850 MOUND RD 
State Michigan 
Zip-Code 48092
Phone Number (586) 751-4400
Fax Number (586) 751-4407
Email Address: abdacct@msn.com
CEO/President Krzysztof Stepien
Members 12,563 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 62,946,841 
Website http://www.abdfcu.com 

Compare A.b.d. Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Extra CU Extra Credit Union 6611 Chicago Rd 48092 (586) 276-3000 No 1.20
Unity CU Main Office 7240 E 12 Mile Rd 48092 (586) 573-4110 No 1.38
Ukrainian Selfreliance Michigan CU USMFCU-Main Office 26791 Ryan Rd 48091 (586) 756-3300 No 1.75
Ukrainian Future CU Ukrainina Future Credit Union 7345 Orchard Lake Rd 48322 (248) 487-0330 No 1.89
Warren Municipal CU Warren Municipal Federal Credit Union 31300 Hoover Rd 48093 (586) 268-9690 No 2.62

A.b.d. Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

A.b.d. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.95 5.00 14.90 4.00 6.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 519 397 810 138 426
Rank Among All Michigan Credit Unions 95 109 138 32 83

A.b.d. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 0.40 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 284 234
Rank Among All Michigan Credit Unions N/A 19 17 64 51
A.b.d. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.9501,2581,547,665
All Other Unsecured Loans/Lines of Credit 18.0003,4523,289,117
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0001101,597,580
Used Vehicle Loans 14.9002773,152,375
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000633,164,270
Total Other Real Estate Loans/Lines of Credit 6.950326,635
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.750101804,911
TOTAL LOANS & LEASES 5,26413,582,553

A.b.d. Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 211,860,9483291,700
    b. 15 Years or less 22988,4452218,000
    a. > 15 years 13251,16200
    b. 15 Years or less 763,71500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 326,63500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 663,190,9055509,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

A.b.d. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes