Florida Credit Union

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A short history of Florida CU

Since its inception in 1954 the Florida Credit Union has been serving its members in the Gainesville, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark (CEO) Starr, the Florida CU has grown its membership to over 87,057 with assets of more than $915,850,606. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (352) 377-4141 or email them at askfcu@flcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Gainesville, FL.

General Information For Florida CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60497
Address P.O. Box 5549 
City Gainesville 
State Florida 
Zip-Code 32627
Phone Number (352) 377-4141
Fax Number (352) 264-2654
Email Address: askfcu@flcu.org
CEO/President Mark (CEO) Starr
Members 87,057 
Full-Time Employees 244 
Part-Time Employees 12 
Number of Branch Offices 11 
Total Assets 915,850,606 
Website http://www.flcu.org 

Compare Florida Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sunstate CU Gainesville VA 1601 SW Archer RD 32608 (352) 244-5242 No 0.69
Alliance Credit Union Of Florida CU Downtown Office 412 E University Ave 32602 (352) 372-8225 No 0.75
My Healthcare CU My Healthcare Federal Credit Union 4720 NW 39th Ave 32606 (352) 333-4760 No 6.24
Campus Usa CU Summerfield 17950 S US HIGHWAY 441 STE 103 32614 (352) 335-9090 No 10.93

Florida Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Florida Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 4.25 4.75 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 231 238 289
Rank Among All Florida Credit Unions 24 29 32 40 37

Florida Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.13 0.10 0.20 0.62 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 112 129 114 237 243
Rank Among All Florida Credit Unions 10 19 24 46 35
Florida Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90026,40339,743,101
All Other Unsecured Loans/Lines of Credit 10.49029,23229,709,016
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00011,920236,593,601
Used Vehicle Loans 4.25015,119202,456,528
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7501,807181,854,639
Total Other Real Estate Loans/Lines of Credit 5.5001,78543,209,260
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7503,64256,581,973
TOTAL LOANS & LEASES 89,908790,148,118

Florida Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 48838,930,725151,203,400
    b. 15 Years or less 60225,776,6271817,209,934
    a. > 15 years 36659,002,50312015,865,586
    b. 15 Years or less 27054,956,52347,400,750
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4406,42500
Adjustable Rate > 1 yr 772,781,83621952,689


Closed-End Fixed Rate 51911,269,65713295,900
Closed-End Adjustable Rate 147,78000
Open-End Adjustable Rate 91823,745,400443,253,259
Open-End Fixed Rate 3478,146,4231173,484,788
TOTALS 3,592225,063,89951539,666,306


Interest Only & Payment Option 1st Mortgage Loans 4406,4250
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Florida Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes