Sunstate Federal Credit Union

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A short history of Sunstate FCU

Since its inception in 1957 the Sunstate Federal Credit Union has been serving its members in the GAINESVILLE, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joseph Akins, the Sunstate FCU has grown its membership to over 32,805 with assets of more than $399,483,137. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (352) 381-5200 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GAINESVILLE, FL.

General Information For Sunstate FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11789
Address PO BOX 1162 
State Florida 
Zip-Code 32627
Phone Number (352) 381-5200
Fax Number (352) 381-5295
Email Address:
CEO/President Joseph Akins
Members 32,805 
Full-Time Employees 112 
Part-Time Employees 12 
Number of Branch Offices 10 
Total Assets 399,483,137 

Compare Sunstate Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alliance Credit Union Of Florida CU Downtown Office 412 E University Ave 32602 (352) 372-8225 No 0.75
My Healthcare CU My Healthcare Federal Credit Union 4720 NW 39th Ave 32606 (352) 333-4760 No 6.24
Florida CU 13th Street 3720 NW 13th St Ste 10C 32627 (352) 377-4141 No 7.22
Campus Usa CU Summerfield 17950 S US HIGHWAY 441 STE 103 32614 (352) 335-9090 No 10.93

Sunstate Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sunstate Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.49 3.19 4.19 3.63 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 200 166 225 86 431
Rank Among All Florida Credit Unions 18 34 30 10 54

Sunstate Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.35 0.45 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 89 274 243
Rank Among All Florida Credit Unions N/A 15 16 55 35
Sunstate Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4908,45127,909,098
All Other Unsecured Loans/Lines of Credit 10.4903,42912,953,435
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1902,17543,475,707
Used Vehicle Loans 4.1903,77446,214,029
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6301,118125,118,940
Total Other Real Estate Loans/Lines of Credit 7.00038513,054,948
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4901,71142,642,702
TOTAL LOANS & LEASES 21,043311,368,859

Sunstate Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 31433,270,341101,348,500
    b. 15 Years or less 62135,976,923272,171,295
    a. > 15 years 7031,473,77389,064,036
    b. 15 Years or less 4621,280,88421,334,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 673,117,01900
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7648,7641132,408
Closed-End Adjustable Rate 262,80100
Open-End Adjustable Rate 1395,214,905543,445,050
Open-End Fixed Rate 2377,128,4787385,600
TOTALS 1,503138,173,88810917,880,889


Interest Only & Payment Option 1st Mortgage Loans 83,563,5353,977,276
Interest Only & Payment Option Other RE/LOC Loans 161,8650
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sunstate Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes