Five County Credit Union

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A short history of Five County CU

Since its inception in 1956 the Five County Credit Union has been serving its members in the Bath, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Marquis, the Five County CU has grown its membership to over 27,039 with assets of more than $241,400,236. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (207) 443-3528 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bath, ME.

General Information For Five County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67993
Address PO Box 598 
City Bath 
State Maine 
Zip-Code 04530
Phone Number (207) 443-3528
Fax Number (207) 443-8177
Email Address:
CEO/President Julie Marquis
Members 27,039 
Full-Time Employees 115 
Part-Time Employees
Number of Branch Offices 15 
Total Assets 241,400,236 

Compare Five County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midcoast CU Bath Office 831 Middle St 04530 (207) 443-5531 No 3.27
Atlantic Regional CU Cumberland 327 Main ST 04021 (207) 725-8728 No 9.03
Lisbon Community CU Main Office 325 Lisbon St 04250 (207) 353-4144 No 18.19
Sabattus Regional CU Main Office 2 Middle Rd 04280 (207) 375-6538 No 22.71
Gardiner CU Brunswick Avenue 420 Brunswick Ave 04345 (207) 582-2676 No 23.93

Five County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Five County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 17.75 3.00 4.00 4.13 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 550 146 203 160 317
Rank Among All Maine Credit Unions 24 10 19 14 24

Five County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.05 0.25 1.05 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 143 105 165 152
Rank Among All Maine Credit Unions 9 11 10 12 14
Five County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 17.7503,2279,319,242
All Other Unsecured Loans/Lines of Credit 12.5002,7014,602,943
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0002474,316,518
Used Vehicle Loans 4.0003,41522,763,324
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1304,083111,725,115
Total Other Real Estate Loans/Lines of Credit 5.75069513,669,247
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7503522,408,369
TOTAL LOANS & LEASES 14,720168,804,758

Five County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,03262,372,0063384,331,365
    b. 15 Years or less 49418,848,355501,051,511
    a. > 15 years 164,624,64841,163,525
    b. 15 Years or less 505,628,616101,035,097
Other Fixed Rate 985,277,0246925,303
Adjustable Rate 1 yr or less 38011,825,997301,747,840
Adjustable Rate > 1 yr 133,148,46921,261,698


Closed-End Fixed Rate 29728,02400
Closed-End Adjustable Rate 3404,74000
Open-End Adjustable Rate 66312,536,483341,922,800
Open-End Fixed Rate 0000
TOTALS 4,778125,394,36247413,439,139


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Five County Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes