Atlantic Regional Federal Credit Union

Social
  • +1

A short history of Atlantic Regional FCU

Since its inception in 1941 the Atlantic Regional Federal Credit Union has been serving its members in the Brunswick, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roger Sirois, the Atlantic Regional FCU has grown its membership to over 20,696 with assets of more than $357,873,996. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (207) 725-8728 or email them at info@atlanticregional.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Brunswick, ME.

General Information For Atlantic Regional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4281
Address P.O. Box 188 
City Brunswick 
State Maine 
Zip-Code 04011
Phone Number (207) 725-8728
Fax Number (207) 725-1290
Email Address: info@atlanticregional.com
CEO/President Roger Sirois
Members 20,696 
Full-Time Employees 78 
Part-Time Employees
Number of Branch Offices
Total Assets 357,873,996 
Website http://atlanticfcu.com 

Compare Atlantic Regional Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midcoast CU Bath Office 831 Middle St 04530 (207) 443-5531 No 7.82
Five County CU Five County Credit Union 765 Washington St 04530 (207) 443-3528 No 7.87
Lisbon Community CU Main Office 325 Lisbon St 04250 (207) 353-4144 No 10.91
Sabattus Regional CU Main Office 2 Middle Rd 04280 (207) 375-6538 No 16.68
Central Maine CU Central Maine Federal Credit Union 836 Center St 04241 (207) 783-1475 No 17.06

Atlantic Regional Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Atlantic Regional Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.23 4.93 4.21 4.57
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 172 315 170 177
Rank Among All Maine Credit Unions N/A 16 26 18 12

Atlantic Regional Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.25 0.30 0.30 1.12 1.26
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 32 88 97 149 124
Rank Among All Maine Credit Unions 3 3 9 10 11
Atlantic Regional Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.1702,8525,242,394
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2302554,867,077
Used Vehicle Loans 4.9303,14329,848,710
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2104,458214,244,513
Total Other Real Estate Loans/Lines of Credit 4.5701,19122,546,932
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.10062411,127,803
TOTAL LOANS & LEASES 12,523287,877,429

Atlantic Regional Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,337134,088,60237017,497,454
    b. 15 Years or less 1,05066,191,918795,473,744
Balloon/Hybrid
    a. > 15 years 112,595,22031,006,037
    b. 15 Years or less 489,418,9925821,235
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4557,84800
Adjustable Rate > 1 yr 81,391,9332413,281

OTHER REAL ESTATE

Closed-End Fixed Rate 2867,448,780281,065,549
Closed-End Adjustable Rate 2107,171196,982
Open-End Adjustable Rate 89714,437,41619517,379
Open-End Fixed Rate 6553,5652177,745
TOTALS 5,649236,791,44550927,069,406

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 623,333,190310,911
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Atlantic Regional Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes