First Financial Of Maryland Federal Credit Union

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A short history of First Financial Of Maryland FCU

Since its inception in 1953 the First Financial Of Maryland Federal Credit Union has been serving its members in the LUTHERVILLE, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eric Church, the First Financial Of Maryland FCU has grown its membership to over 63,128 with assets of more than $1,014,245,988. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (410) 321-6060 or email them at support@firstfinancial.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LUTHERVILLE, MD.

General Information For First Financial Of Maryland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8554
Address 1215 YORK RD 
City LUTHERVILLE 
State Maryland 
Zip-Code 21093
Phone Number (410) 321-6060
Fax Number (410) 321-6352
Email Address: support@firstfinancial.org
CEO/President Eric Church
Members 63,128 
Full-Time Employees 135 
Part-Time Employees 19 
Number of Branch Offices 10 
Total Assets 1,014,245,988 
Website http://www.firstfinancial.org 

Compare First Financial Of Maryland Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Baltimore County Employees CU BCEFCU-Towson 23 W Susquehanna Ave 21204 (410) 828-4730 No 3.23
St. Joseph Medical Center Md CU St Joseph Medical Center MD FCU 7601 Osler Dr 21204 (410) 337-1319 No 3.63
Point Breeze CU Owings Mills 10110 Reisterstown Rd 21117 (410) 584-7228 No 3.66
Atlantic Financial CU Atlantic Financial FCU 40 Schilling Rd 21031 (410) 584-7474 No 3.88
Central Credit Union Of Maryland,in CU Main Office 8501 La Salle Rd 21286 (410) 828-4500 No 4.55

First Financial Of Maryland Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Financial Of Maryland Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.25 2.25 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 57 36 72 56
Rank Among All Maryland Credit Unions 5 8 6 6 7

First Financial Of Maryland Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 0.25 0.80 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 105 207 266
Rank Among All Maryland Credit Unions 3 13 18 26 25
First Financial Of Maryland Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.90016,62327,301,013
All Other Unsecured Loans/Lines of Credit 7.90010,03313,561,475
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.530952,758,976
New Vehicle Loans 2.2502,02135,387,047
Used Vehicle Loans 2.2504,02455,680,946
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001,375185,266,829
Total Other Real Estate Loans/Lines of Credit 3.5002,48854,718,691
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9002583,687,248
TOTAL LOANS & LEASES 36,917378,362,225

First Financial Of Maryland Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 62097,667,01311925,306,300
    b. 15 Years or less 53540,740,524455,214,601
Balloon/Hybrid
    a. > 15 years 11321,164,78300
    b. 15 Years or less 0000
Other Fixed Rate 4469,87900
Adjustable Rate 1 yr or less 6982,1271225,600
Adjustable Rate > 1 yr 9724,242,503349,104,400

OTHER REAL ESTATE

Closed-End Fixed Rate 68121,828,730743,281,751
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,80732,889,961936,855,850
Open-End Fixed Rate 0000
TOTALS 3,863239,985,52036649,988,502

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 471,975,9753,009,692
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 4469,87900

First Financial Of Maryland Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes