Baltimore County Employees Federal Credit Union

A short history of Baltimore County Employees FCU

Since its inception in 1963 the Baltimore County Employees Federal Credit Union has been serving its members in the Towson, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Hagar, the Baltimore County Employees FCU has grown its membership to over 28,160 with assets of more than $383,165,055. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (410) 828-4730 or email them at info@bcefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Towson, MD.

General Information For Baltimore County Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Baltimore County Employees Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
St. Joseph Medical Center Md CU	St Joseph Medical Center MD FCU	7601 Osler Dr	21204	(410) 337-1319	No	1.38
First Financial Of Maryland CU	Heaver Plaza	1301 York Rd	21093	(410) 321-6060	No	1.41
Central Credit Union Of Maryland,in CU	Main Office	8501 La Salle Rd	21286	(410) 828-4500	No	3.11
Notre Dame 2901 CU	Primary Work	4310 Arizona Ave	21206	(410) 325-5095	No	3.40
Destinations Credit Union CU	CU*Answers	6000 28th St SE	49546	66333	No	4.83

Baltimore County Employees Federal Credit Union Financial Performance Charts

Financial Data

Baltimore County Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.68	3.20	3.45	4.10	4.05
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	219	168	142	154	107
Rank Among All Maryland Credit Unions	14	24	24	19	13

Baltimore County Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.20	0.30	0.96	1.29
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	108	97	180	121
Rank Among All Maryland Credit Unions	N/A	15	15	22	7

Baltimore County Employees Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.680	7,958	12,693,944
All Other Unsecured Loans/Lines of Credit	12.700	2,534	13,372,863
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.200	1,351	25,385,025
Used Vehicle Loans	3.450	3,315	41,642,013
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.100	317	44,461,872
Total Other Real Estate Loans/Lines of Credit	4.050	1,004	37,477,204
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.200	142	1,095,868
TOTAL LOANS & LEASES		16,621	176,128,789

Baltimore County Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	213	31,400,743	11	2,066,400
b. 15 Years or less	94	10,942,489	7	1,430,500
Balloon/Hybrid
a. > 15 years	6	983,012	0	0
b. 15 Years or less	4	1,135,628	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	300	10,195,172	17	820,500
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	704	27,282,032	1,012	5,762,697
Open-End Fixed Rate	0	0	0	0
TOTALS	1,321	81,939,076	1,047	10,080,097

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Baltimore County Employees Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes