St. Joseph Medical Center Md Federal Credit Union

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A short history of St. Joseph Medical Center Md FCU

Since its inception in 1968 the St. Joseph Medical Center Md Federal Credit Union has been serving its members in the Towson, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Diane Hall, the St. Joseph Medical Center Md FCU has grown its membership to over 1,932 with assets of more than $15,749,255. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (410) 337-1319 or email them at info@sjmcfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Towson, MD.

General Information For St. Joseph Medical Center Md FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18651
Address 7601 Osler Dr 
City Towson 
State Maryland 
Zip-Code 21204
Phone Number (410) 337-1319
Fax Number (140) 337-1303
Email Address: info@sjmcfcu.org
CEO/President Diane Hall
Members 1,932 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,749,255 
Website http://www.sjmcfcu.org 

Compare St. Joseph Medical Center Md Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Financial Of Maryland CU Heaver Plaza 1301 York Rd 21093 (410) 321-6060 No 1.41
Baltimore County Employees CU BCEFCU-Towson 23 W Susquehanna Ave 21204 (410) 828-4730 No 1.48
Central Credit Union Of Maryland,in CU Main Office 8501 La Salle Rd 21286 (410) 828-4500 No 3.11
Notre Dame 2901 CU Primary Work 4310 Arizona Ave 21206 (410) 325-5095 No 3.40
Destinations Credit Union CU CU*Answers 6000 28th St SE 49546 66333 No 4.83

St. Joseph Medical Center Md Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


St. Joseph Medical Center Md Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.40 2.40 N/A 7.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 72 42 N/A 467
Rank Among All Maryland Credit Unions N/A 12 8 N/A 37

St. Joseph Medical Center Md Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.35 N/A 0.45 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 81 N/A 274 N/A
Rank Among All Maryland Credit Unions 3 9 N/A 37 N/A
St. Joseph Medical Center Md Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.7503021,462,701
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.400661,155,569
Used Vehicle Loans 2.4002673,823,065
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.750240,368
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.250632,976
TOTAL LOANS & LEASES 6436,514,679

St. Joseph Medical Center Md Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 240,36800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 240,36800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Joseph Medical Center Md Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes