F & A Federal Credit Union

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A short history of F & A FCU

Since its inception in 1936 the F & A Federal Credit Union has been serving its members in the MONTEREY PARK, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by RICHARD ANDREWS, the F & A FCU has grown its membership to over 44,444 with assets of more than $1,592,530,793. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (323) 268-1226 or email them at FEEDBACK@FAFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONTEREY PARK, CA.

General Information For F & A FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1493
Address 2625 CORPORATE PL 
State California 
Zip-Code 91754
Phone Number (323) 268-1226
Fax Number (323) 261-3350
Members 44,444 
Full-Time Employees 80 
Part-Time Employees
Number of Branch Offices
Total Assets 1,592,530,793 
Website http://WWW.FAFCU.ORG 

Compare F & A Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cal State L.a. CU MARIONDALE 2445 MARIONDALE AVE 90032 (323) 505-2600 No 1.89
Camino CU Montebello 520 N Taylor Ave 90640 (323) 722-3400 No 3.10
Priority One CU Los Angeles - LAPDC 7001 S Central Ave Rm 100 90052 (323) 581-3012 No 3.56
Daijo CU Office 815 E 1st St 92859 (213) 626-3805 No 5.00
Maryknoll Of L A CU Maryknoll of Los Angeles 222 S Hewitt St 90012 (323) 708-3693 No 5.07

F & A Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

F & A Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 2.99 4.88 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 91 255 200
Rank Among All California Credit Unions 47 30 41 98 57

F & A Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.35 0.50 0.80 1.45 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 84 66 30 97 184
Rank Among All California Credit Unions 9 12 6 15 39
F & A Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90012,28132,402,730
All Other Unsecured Loans/Lines of Credit 8.9002,50515,833,319
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901,25326,313,166
Used Vehicle Loans 2.9902,24628,456,175
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.88073973,061,342
Total Other Real Estate Loans/Lines of Credit 4.7501,671109,626,074
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.7502483,870,364
TOTAL LOANS & LEASES 20,943289,563,170

F & A Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11119,691,288123,563,000
    b. 15 Years or less 44345,592,402303,912,200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1857,777,652172,855,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 83663,211,61914012,271,895
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 83546,414,455728,925,882
Open-End Fixed Rate 0000
TOTALS 2,410182,687,41627131,527,977


Interest Only & Payment Option 1st Mortgage Loans 1857,777,6522,855,000
Interest Only & Payment Option Other RE/LOC Loans 83546,414,4558,925,882
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

F & A Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes